# 24-A M.R.S. § 2209: 24-A §2209. Investigative consumer reports

> Maine · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2209

## Section

- **Citation:** 24-A M.R.S. § 2209
- **Heading:** 24-A §2209. Investigative consumer reports
- **Jurisdiction:** Maine
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** ME Code / Title 24-A / Chapter 24 / Section 2209

## Text

1. Required notice. A regulated insurance entity or insurance support organization may not prepare or request an investigative consumer report about an insurance consumer in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the regulated insurance entity complies with the federal Consumer Credit Protection Act, 15 United States Code, Section 1681d and informs the consumer in writing that the consumer may request to be interviewed in connection with the preparation of the investigative consumer report. [PL 2023, c. 405, Pt. A, §84 (AMD).]

2. Personal interview. If an investigative consumer report is to be prepared by the regulated insurance entity, the regulated insurance entity shall institute reasonable procedures to conduct a personal interview when requested by a consumer. [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

3. Insurance support organization. If an investigative consumer report is to be prepared by an insurance support organization, the regulated insurance entity requesting the report shall inform the insurance support organization whether a personal interview has been requested by the consumer. The insurance support organization shall institute reasonable procedures to conduct such interviews. [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

## Nearby sections

- [24-A M.R.S. § 2201 24-A §2201. Short title](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2201.md)
- [24-A M.R.S. § 2202 24-A §2202. Purpose](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2202.md)
- [24-A M.R.S. § 2203 24-A §2203. Scope](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2203.md)
- [24-A M.R.S. § 2204 24-A §2204. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2204.md)
- [24-A M.R.S. § 2205 24-A §2205. Pretext interviews](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2205.md)
- [24-A M.R.S. § 2206 24-A §2206. Notice of insurance information practices](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2206.md)
- [24-A M.R.S. § 2207 24-A §2207. Marketing and research surveys](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2207.md)
- [24-A M.R.S. § 2208 24-A §2208. Content of disclosure authorization forms](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2208.md)
- [24-A M.R.S. § 2209 24-A §2209. Investigative consumer reports](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2209.md)
- [24-A M.R.S. § 2210 24-A §2210. Access to recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2210.md)
- [24-A M.R.S. § 2211 24-A §2211. Correction, amendment or deletion of recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2211.md)
- [24-A M.R.S. § 2212 24-A §2212. Reasons for adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2212.md)
- [24-A M.R.S. § 2213 24-A §2213. Information concerning previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2213.md)
- [24-A M.R.S. § 2214 24-A §2214. Previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2214.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C24_S2209. Check the current official text before relying on it. Not legal advice.