# COMAR 31.04.17.02: COMAR 31.04.17.02. Definitions > Maryland · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_02 ## Section - **Citation:** COMAR 31.04.17.02 - **Heading:** COMAR 31.04.17.02. Definitions - **Jurisdiction:** Maryland - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Code of Maryland Regulations / Title 31 MARYLAND INSURANCE ADMINISTRATION / Subtitle 04 INSURERS / Chapter 17 Filing of Forms for Approval / COMAR 31.04.17.02 ## Text A. In this chapter, the following terms have the meanings indicated. B. Terms Defined. (1) “Carrier” means: (a) An insurer; (b) A nonprofit health service plan; (c) A dental plan organization; or (d) A fraternal benefit society. (2) “Commissioner” means the Maryland Insurance Commissioner. (3) Contract on an Insert Page Basis. (a) “Contract on an insert page basis” means a contract that is composed of insert pages, with each insert page being identified with a unique form number. (b) “Contract on an insert page basis” does not include a contract that contains an insert that is identified with a unique form number and is longer than one page. (4) Contract on a Sectional Basis. (a) “Contract on a sectional basis” means a contract that is composed of sections, with each section being identified with a unique form number. (b) “Contract on a sectional basis” includes a contract that contains sections that are only one page long. (5) “Form” means: (a) A policy; (b) A contract; (c) A certificate; (d) A rider; (e) An endorsement; or (f) An application. (6) “Guaranteed renewable contract” means a health insurance contract that: (a) Permits the insured to renew the contract by timely payment of premiums: (i) Until 65 years old or until eligibility for Medicare; or (ii) In the case of a contract issued after 60 years old, for at least 5 years from its date of issue; and (b) Does not permit the carrier to make any unilateral change in any provision of the contract during the guaranteed renewability period, except that the carrier may make changes in premium rates by class. (7) “Health insurance” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland . (8) “Insured” means an individual covered under a form. (9) “Insurer” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland . (10) “Life insurance” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland . (11) “Noncancellable contract” means a health insurance contract that: meaning stated in Insurance Article, §1-101, Annotated Code of Maryland . (8) “Insured” means an individual covered under a form. (9) “Insurer” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland . (10) “Life insurance” has the meaning stated in Insurance Article, §1-101, Annotated Code of Maryland . (11) “Noncancellable contract” means a health insurance contract that: (a) Permits the insured to renew the contract by timely payment of premiums: (i) Until 65 years old or eligibility for Medicare; or (ii) In the case of a contract issued after 60 years old, for at least 5 years from its date of issue; (b) Does not permit the carrier to make any unilateral change in any provisions of the contract during the period the contract is in force; and (c) Does not permit the carrier to change the premium rate during the period the contract is in force. (12) “Policyholder” means the individual or entity to whom the contract is issued. ## Nearby sections - [COMAR 31.04.17.01 COMAR 31.04.17.01. Applicability](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_01.md) - [COMAR 31.04.17.02 COMAR 31.04.17.02. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_02.md) - [COMAR 31.04.17.03 COMAR 31.04.17.03. Filing of Forms for Approval](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_03.md) - [COMAR 31.04.17.04 COMAR 31.04.17.04. Variable Materials, Insert Pages, and Contracts Comprised of Sections](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_04.md) - [COMAR 31.04.17.05 COMAR 31.04.17.05. Failure to Respond to the Commissioner's Correspondence](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_05.md) - [COMAR 31.04.17.06 COMAR 31.04.17.06. Contents of Application Forms](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_06.md) - [COMAR 31.04.17.07 COMAR 31.04.17.07. Advertising Material Within a Form](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_07.md) - [COMAR 31.04.17.08 COMAR 31.04.17.08. Proxy](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_08.md) - [COMAR 31.04.17.09 COMAR 31.04.17.09. Life Insurance Policies](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_09.md) - [COMAR 31.04.17.10 COMAR 31.04.17.10. General Requirements for Forms](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_10.md) - [COMAR 31.04.17.11 COMAR 31.04.17.11. Self-Destruction or Self-Inflicted Injury](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_11.md) - [COMAR 31.04.17.12 COMAR 31.04.17.12. Military Service Exclusion](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_12.md) - [COMAR 31.04.17.13 COMAR 31.04.17.13. Prohibited Coverage](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_13.md) - [COMAR 31.04.17.14 COMAR 31.04.17.14. Standard Nonforfeiture Value Method](https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_14.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MD_COMAR_31_04_17_02. Check the current official text before relying on it. Not legal advice.