# Mass. Gen. Laws ch. 175, sec. 3: Unauthorized insurance, annuity or variable annuity contracts; prohibition

> Massachusetts · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S3

## Section

- **Citation:** Mass. Gen. Laws ch. 175, sec. 3
- **Heading:** Unauthorized insurance, annuity or variable annuity contracts; prohibition
- **Jurisdiction:** Massachusetts
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MA Code / Part I / Title XXII / Chapter 175 / Section 3

## Text

Section 3. No company shall make a contract of insurance or annuity, including any such insurance or annuity contract which is a contract on a variable basis, upon or relative to any property or interests or lives in the commonwealth, or with any resident thereof, and no person shall negotiate, solicit, sell or in any manner aid in the transaction of such contracts, or of their continuance or renewal, except as authorized by this chapter or chapter one hundred and seventy-six, or except as otherwise expressly authorized by law; and any such contract and the negotiation, solicitation, sale or transaction thereof by any person shall not be subject to the provisions of chapter one hundred and ten A.

Section 3. No company shall make a contract of insurance or annuity, including any such insurance or annuity contract which is a contract on a variable basis, upon or relative to any property or interests or lives in the commonwealth, or with any resident thereof, and no person shall negotiate, solicit, sell or in any manner aid in the transaction of such contracts, or of their continuance or renewal, except as authorized by this chapter or chapter one hundred and seventy-six, or except as otherwise expressly authorized by law; and any such contract and the negotiation, solicitation, sale or transaction thereof by any person shall not be subject to the provisions of chapter one hundred and ten A.

## Nearby sections

- [Mass. Gen. Laws ch. 175, sec. 1 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S1.md)
- [Mass. Gen. Laws ch. 175, sec. 2 Insurance contract; definition](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S2.md)
- [Mass. Gen. Laws ch. 175, sec. 2A Reinsurance contracts; status](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S2A.md)
- [Mass. Gen. Laws ch. 175, sec. 3 Unauthorized insurance, annuity or variable annuity contracts; prohibition](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S3.md)
- [Mass. Gen. Laws ch. 175, sec. 3A Administration and enforcement of insurance laws by commissioner of insurance; report of violations](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S3A.md)
- [Mass. Gen. Laws ch. 175, sec. 3B Action for injunction restraining violations of chapter](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S3B.md)
- [Mass. Gen. Laws ch. 175, sec. 3C Promulgation of regulations defining certain terms relating to medical insurance](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S3C.md)
- [Mass. Gen. Laws ch. 175, sec. 4 Examination of companies](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4.md)
- [Mass. Gen. Laws ch. 175, sec. 4A Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4A.md)
- [Mass. Gen. Laws ch. 175, sec. 4B Annual report to commissioner of cancellations and non-renewals of homeowners policies](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4B.md)
- [Mass. Gen. Laws ch. 175, sec. 4D Coverage to be made available to residential owners for release of heating oil](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4D.md)
- [Mass. Gen. Laws ch. 175, sec. 4E Refusal to issue or renew private passenger motor vehicle insurance policy based on credit information prohibited](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4E.md)
- [Mass. Gen. Laws ch. 175, sec. 4F Liability insurance and notice requirements for operators of short-term rentals and hosting platforms](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4F.md)
- [Mass. Gen. Laws ch. 175, sec. 4G Verification of applicant driving history prior to issuing private passenger motor vehicle insurance policy](https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S4G.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MA_PI_TXXII_C175_S3. Check the current official text before relying on it. Not legal advice.