# Ind. Code § 27-8-5-4: Effect of other policy provisions or policy conflicting with chapter

> Indiana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-4

## Section

- **Citation:** Ind. Code § 27-8-5-4
- **Heading:** Effect of other policy provisions or policy conflicting with chapter
- **Jurisdiction:** Indiana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Indiana Code / Title 27 / Article 8 / Chapter 5 / Section 27-8-5-4

## Text

Sec. 4. (a) No policy provision which is not subject to section 3 of this chapter shall make a policy, or any portion thereof, less favorable in any respect to the insured or the beneficiary than the provisions thereof which are subject to this chapter.

(b) A policy delivered or issued for delivery to any person in this state in violation of this chapter shall be held valid but shall be construed as provided in this chapter. When any provision in a policy subject to this chapter is in conflict with any provision of this chapter, the rights, duties, and obligations of the insurer, the insured, and the beneficiary shall be governed by the provisions of this chapter.

Formerly: Acts 1953, c.15, s.169.4. As amended by P.L.252-1985, SEC.303.

## Nearby sections

- [Ind. Code § 27-8-5-0.1 Application of certain amendments to chapter](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-0.1.md)
- [Ind. Code § 27-8-5-1 Policy of accident and sickness insurance; filing; review; conformity with federal act](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-1.md)
- [Ind. Code § 27-8-5-1.5 Filing, review, approval, and disapproval process](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-1.5.md)
- [Ind. Code § 27-8-5-1.7 Applicability; filing of information; report](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-1.7.md)
- [Ind. Code § 27-8-5-2 Requirements for issuance and delivery of policy](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-2.md)
- [Ind. Code § 27-8-5-2.5 Coverage under individual, and certain association group, policies of accident and sickness insurance; waivers](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-2.5.md)
- [Ind. Code § 27-8-5-2.6 Repealed](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-2.6.md)
- [Ind. Code § 27-8-5-2.7 Individual policy of accident and sickness insurance; waiver of coverage](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-2.7.md)
- [Ind. Code § 27-8-5-3 Required provisions; statutory option provisions; inapplicable or inconsistent provisions; order of provisions; third party ownership; requirements of other jurisdictions; filing procedure](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-3.md)
- [Ind. Code § 27-8-5-4 Effect of other policy provisions or policy conflicting with chapter](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-4.md)
- [Ind. Code § 27-8-5-5 Application; attaching copy to policy; furnishing copy to insured; alterations; effect of false statements](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-5.md)
- [Ind. Code § 27-8-5-6 Defenses of insurer; acts not constituting waiver](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-6.md)
- [Ind. Code § 27-8-5-7 Acceptance of premium for period beyond termination date; effect; misstatement of age](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-7.md)
- [Ind. Code § 27-8-5-8 Exemption of accident and sickness coverage incidental to designated other forms of insurance](https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-8.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IN_T27_A8_C5_S27-8-5-4. Check the current official text before relying on it. Not legal advice.