# 50 Ill. Adm. Code 45150.4515.70: Section 4515.70 Navigator, In-Person Counselor and Certified Application Counselor Prohibited Conduct > Illinois · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_70 ## Section - **Citation:** 50 Ill. Adm. Code 45150.4515.70 - **Heading:** Section 4515.70 Navigator, In-Person Counselor and Certified Application Counselor Prohibited Conduct - **Jurisdiction:** Illinois - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Illinois Administrative Code / Title 50 / / Part 45150 / Section 4515.70 Navigator, In-Person Counselor and Certified Application Counselor Prohibited Conduct ## Text TITLE 50: INSURANCE CHAPTER I: DEPARTMENT OF INSURANCE SUBCHAPTER ww: HEALTH CARE SERVICE PLANS PART 4515 NAVIGATOR, IN-PERSON COUNSELOR AND CERTIFIED APPLICATION COUNSELOR CERTIFICATION SECTION 4515.70 NAVIGATOR, IN-PERSON COUNSELOR AND CERTIFIED APPLICATION COUNSELOR PROHIBITED CONDUCT Section 4515.70  Navigator, In-Person Counselor and Certified Application Counselor Prohibited Conduct a)         A Navigator, In-Person Counselor, Certified Application Counselor and Certified Application Counselor Organization may not: 1)         sell, solicit, or negotiate, as these terms are defined in Section 500-10 of the Illinois Insurance Code, any of the classes of insurance enumerated in Section 4 of the Illinois Insurance Code; 2)         offer advice about which health plan is better or worse for a particular individual or employer; 3)         recommend or endorse a particular health plan or advise consumers about which health plan to choose; 4)         provide any information or services related to health benefit plans or other insurance products not offered in the exchange, except for health care providers when furnishing information or services related to a patient's existing health benefit plan or other existing health insurance coverage; 5)         accept any compensation or consideration, directly or indirectly, from any issuer of accident and health insurance or stop-loss insurance that is dependent, in whole or in part, on whether a person enrolls in or purchases a particular private health benefit plan; or 6)         engage in any unfair method of competition or any fraudulent, deceptive or dishonest act or practice with respect to the Marketplace or with respect to that individual's or entity's absence of a conflict of interest in connection with the enrollment of any individuals or employees in a particular private health benefit plan n or purchases a particular private health benefit plan; or 6)         engage in any unfair method of competition or any fraudulent, deceptive or dishonest act or practice with respect to the Marketplace or with respect to that individual's or entity's absence of a conflict of interest in connection with the enrollment of any individuals or employees in a particular private health benefit plan. b)         Subsections (a)(1) through (a)(5) do not apply to Navigators, In-Person Counselors, Certified Application Counselors or Certified Application Counselor Organizations when assisting individuals with the enrollment process in the State Medicaid program or other public programs. c)         A Navigator or In-Person Counselor may not: 1)         Be a health insurance issuer or issuer of stop-loss insurance; 2)         Be a subsidiary of a health insurance issuer or issuer of stop-loss insurance; 3)         Be an association that includes members of, or lobbies on behalf of, the insurance industry; or 4)         Receive any consideration directly or indirectly from any health insurance issuer or issuer of stop-loss insurance in connection with the enrollment of any individuals or employees in a Qualified Health Plan or Non-Qualified Health Plan. ## Nearby sections - [50 Ill. Adm. Code 45150.4515.10 Section 4515.10 Purpose](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_10.md) - [50 Ill. Adm. Code 45150.4515.20 Section 4515.20 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_20.md) - [50 Ill. Adm. Code 45150.4515.30 Section 4515.30 Certification Required](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_30.md) - [50 Ill. Adm. Code 45150.4515.50 Section 4515.50 Application for Certification](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_50.md) - [50 Ill. Adm. Code 45150.4515.60 Section 4515.60 Certification Renewal](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_60.md) - [50 Ill. Adm. Code 45150.4515.70 Section 4515.70 Navigator, In-Person Counselor and Certified Application Counselor Prohibited Conduct](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_70.md) - [50 Ill. Adm. Code 45150.4515.100 Section 4515.100 Education Responsibilities of the Applicant for the Navigator, In-Person Counselor or Certified Application Counselor Certification or Renewal](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_100.md) - [50 Ill. Adm. Code 45150.4515.110 Section 4515.110 State-Provided Education Course Curriculum](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_110.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P45150_S4515_70. Check the current official text before relying on it. Not legal advice.