# 50 Ill. Adm. Code 20010.2001.10: Section 2001.10 Summary of Benefits and Coverage and Uniform Glossary

> Illinois · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_10

## Section

- **Citation:** 50 Ill. Adm. Code 20010.2001.10
- **Heading:** Section 2001.10 Summary of Benefits and Coverage and Uniform Glossary
- **Jurisdiction:** Illinois
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Illinois Administrative Code / Title 50  /  / Part 20010  / Section 2001.10 Summary of Benefits and Coverage and Uniform Glossary

## Text

TITLE 50: INSURANCE
CHAPTER I: DEPARTMENT OF INSURANCE
SUBCHAPTER z: ACCIDENT AND HEALTH INSURANCE
PART 2001 CONSTRUCTION AND FILING OF ACCIDENT AND HEALTH INSURANCE POLICY FORMS
SECTION 2001.10 SUMMARY OF BENEFITS AND COVERAGE AND UNIFORM GLOSSARY
Section 2001.10
Summary of Benefits
and Coverage and Uniform Glossary
a)         Summary
of Benefits and Coverage in General
A group health plan
(and its administrator as defined in section 3(16)(A) of ERISA), and a health
insurance issuer offering group or individual health insurance coverage, is
required to file for the Director's approval prior to use a written summary of
benefits and coverage (SBC) for each benefit package and provide the SBC
without charge to entities and individuals described in this subsection (a) in
accordance with this Section.
1)         SBC
Provided by a Group Health Insurance Issuer to a Group Health Plan
A)        Upon
Application
A health insurance
issuer offering group health insurance coverage must provide the SBC to a group
health plan (or its sponsor) upon application for health coverage, as soon as
practicable following receipt of the application, but in no event later than
seven business days following receipt of the application.
B)        By
First Day of Coverage (If There Are Changes)
If there is any
change in the information required to be in the SBC that was provided upon
application and before the first day of coverage, the issuer must update and
provide a current SBC to the plan (or its sponsor) no later than the first day
of coverage.
C)        Upon
Renewal
If the issuer renews
or reissues the policy, certificate or contract of insurance (for example, for
a succeeding policy year), the issuer must provide a new SBC as follows:
i)          If
written application is required (in either paper or electronic form) for
renewal or reissuance, the SBC must be provided no later than the date the
written application materials are distributed
Upon
Renewal
If the issuer renews
or reissues the policy, certificate or contract of insurance (for example, for
a succeeding policy year), the issuer must provide a new SBC as follows:
i)          If
written application is required (in either paper or electronic form) for
renewal or reissuance, the SBC must be provided no later than the date the
written application materials are distributed.
ii)         If
renewal or reissuance is automatic, the SBC must be provided no later than 30
days prior to the first day of the new plan or policy year; however, with
respect to an insured plan, if the policy, certificate or contract of insurance
has not been issued or renewed before such 30-day period, the SBC must be
provided as soon as practicable but in no event later than seven business days
after issuance of the new policy, certificate or contract of insurance, or the
receipt of written confirmation of intent to renew, whichever is earlier.
D)
Upon Request
If a group health
plan (or its sponsor) requests an SBC or summary information about a health
insurance product from a health insurance issuer offering group health
insurance coverage, an SBC must be provided as soon as practicable, but in no
event later than seven business days following receipt of the request.
2)
SBC Provided by a Group Health Insurance Issuer and a Group Health
Plan to Participants and Beneficiaries
A)        In
General
A group health plan
(including its administrator, as defined under section 3(16) of ERISA), and a
health insurance issuer offering group health insurance coverage, must provide
an SBC to a participant or beneficiary (as defined under sections 3(7) and 3(8)
of ERISA), and consistent with subsection (a)(3) of this Section, with respect
to each benefit package offered by the plan or issuer for which the participant
or beneficiary is eligible.
B)        Upon
Application
The SBC must be
provided as part of any written application materials that are distributed by
the plan or issuer for enrollment
beneficiary (as defined under sections 3(7) and 3(8)
of ERISA), and consistent with subsection (a)(3) of this Section, with respect
to each benefit package offered by the plan or issuer for which the participant
or beneficiary is eligible.
B)        Upon
Application
The SBC must be
provided as part of any written application materials that are distributed by
the plan or issuer for enrollment. If the plan or issuer does not distribute
written application materials for enrollment, the SBC must be distributed no
later than the first date on which the participant is eligible to enroll in
coverage for the participant or any beneficiaries.
C)        By
First Day of Coverage (If There Are Changes)
If there is any
change to the information required to be in the SBC that was provided upon
application and before the first day of coverage, the plan or issuer must
update and provide a current SBC to a participant or beneficiary no later than
the first day of coverage.
D)        Special
Enrollees
The plan or issuer
must provide the SBC to special enrollees (as described in 45 CFR
146.117
) no later than the date by which a summary plan description is
required to be provided under the timeframe set forth in ERISA section
104(b)(1)(A), which is 90 days from enrollment.
E)        Upon
Renewal
If the plan or
issuer requires participants or beneficiaries to renew in order to maintain
coverage (for example, for a succeeding plan year), the plan or issuer must
provide a new SBC when the coverage is renewed, as follows:
i)          If
written application is required for renewal (in either paper or electronic
form), the SBC must be provided no later than the date on which the written
application materials are distributed
icipants or beneficiaries to renew in order to maintain
coverage (for example, for a succeeding plan year), the plan or issuer must
provide a new SBC when the coverage is renewed, as follows:
i)          If
written application is required for renewal (in either paper or electronic
form), the SBC must be provided no later than the date on which the written
application materials are distributed.
ii)         If
renewal is automatic, the SBC must be provided no later than 30 days prior to
the first day of the new plan or policy year; however, with respect to an
insured plan, if the policy, certificate, or contract of insurance has not been
issued or renewed before such 30-day period, the SBC must be provided as soon
as practicable but in no event later than seven business days after issuance of
the new policy, certificate or contract of insurance, or the receipt of written
confirmation of intent to renew, whichever is earlier.
F)         Upon Request
A plan or issuer
must provide the SBC to participants or beneficiaries upon request for an SBC
or summary information about the health coverage, as soon as practicable, but
in no event later than seven business days following receipt of the request.
3)
Special Rules to Prevent Unnecessary Duplication with Respect
to Group Health Coverage
A)
An entity required to provide an SBC under subsection (a) with
respect to an individual satisfies that requirement if another party provides
the SBC, but only to the extent that the SBC is timely and complete in
accordance with this Section. Therefore, for example, in the case of a group
health plan funded through an insurance policy, the plan satisfies the
requirement to provide an SBC with respect to an individual if the issuer
provides a timely and complete SBC to the individual.
B)
If a single SBC is provided to a participant and any
beneficiaries at the participant's last known address, then the requirement to
provide the SBC to the participant and any beneficiaries is generally
satisfied
through an insurance policy, the plan satisfies the
requirement to provide an SBC with respect to an individual if the issuer
provides a timely and complete SBC to the individual.
B)
If a single SBC is provided to a participant and any
beneficiaries at the participant's last known address, then the requirement to
provide the SBC to the participant and any beneficiaries is generally
satisfied. However, if a beneficiary's last known address is different than the
participant's last known address, a separate SBC is required to be provided to
the beneficiary at the beneficiary's last known address.
C)
With respect to a group health plan that offers multiple
benefit packages, the plan or issuer is required to provide a new SBC
automatically upon renewal only with respect to the benefit package in which a
participant or beneficiary is enrolled; SBCs are not required to be provided
automatically upon renewal with respect to benefit packages in which the
participant or beneficiary is not enrolled. However, if a participant or
beneficiary requests an SBC with respect to another benefit package (or more
than one other benefit package) for which the participant or beneficiary is
eligible, the SBC (or SBCs, in the case of a request for SBCs relating to more
than one benefit package) must be provided upon request as soon as practicable,
but in no event later than seven business days following receipt of the request.
4)
SBC Provided by a Health Insurance Issuer Offering Individual Health
Insurance Coverage
A)        Upon
Application
A health insurance
issuer offering individual health insurance coverage must provide an SBC to an
individual covered under the policy (including every dependent) upon receiving
an application for any health insurance policy, as soon as practicable following
receipt of the application, but in no event later than seven business days
following receipt of the application
Upon
Application
A health insurance
issuer offering individual health insurance coverage must provide an SBC to an
individual covered under the policy (including every dependent) upon receiving
an application for any health insurance policy, as soon as practicable following
receipt of the application, but in no event later than seven business days
following receipt of the application.
B)
By First Day of Coverage (If There Are Changes)
If there is any
change in the information required to be in the SBC that was provided upon
application and before the first day of coverage, the issuer must update and
provide a current SBC to the individual no later than the first day of
coverage.
C)
Upon Renewal
The issuer must
provide the SBC to policyholders annually at renewal. The SBC must reflect any
modified policy terms that would be effective on the first day of the new
policy year. The SBC must be provided as follows:
i)          If
written application is required (in either paper or electronic form) for
renewal or reissuance, the SBC must be provided no later than the date on which
the written application materials are distributed.
ii)         If
renewal or reissuance is automatic, the SBC must be provided no later than 30
days prior to the first day of the new policy year; however, if the policy,
certificate or contract of insurance has not been issued or renewed before such
30-day period, the SBC must be provided as soon as practicable but in no event
later than seven business days after issuance of the new policy, certificate or
contract of insurance, or the receipt of written confirmation of intent to
renew, whichever is earlier.
D)
Upon Request
A health insurance
issuer offering individual health insurance coverage must provide an SBC to any
individual or dependent anytime an individual requests an SBC or summary
information about a health insurance product as soon as practicable, but in no
event later than seven business days following receipt of the request
ten confirmation of intent to
renew, whichever is earlier.
D)
Upon Request
A health insurance
issuer offering individual health insurance coverage must provide an SBC to any
individual or dependent anytime an individual requests an SBC or summary
information about a health insurance product as soon as practicable, but in no
event later than seven business days following receipt of the request. For
purposes of this subsection (a)(4)(D), a request for an SBC or summary
information about a health insurance product includes a request made both
before and after an individual submits an application for coverage.
5)
Special Rule to Prevent Unnecessary Duplication with Respect
to Individual Health Insurance Coverage
If a single SBC is
provided to an individual and any dependents at the individual's last known
address, then the requirement to provide the SBC to the individual and any
dependents is generally satisfied. However, if a dependent's last known address
is different than the individual's last known address, a separate SBC is
required to be provided to the dependent at the dependent's last known address.
b)
Summary of Benefits and Coverage − Content
1)         In
General
Subject to subsection
(b)(3), the SBC must include the following:
A)
Uniform definitions of standard insurance terms and medical
terms so that consumers may compare health coverage and understand the terms of
(or exceptions to) their coverage;
B)
A description of the coverage, including cost sharing, for each
category of benefits;
C)
The exceptions, reductions and limitations of the coverage;
D)
The cost-sharing provisions of the coverage, including
deductible, coinsurance and copayment obligations;
E)
The renewability and continuation of coverage provisions;
F)
Coverage examples, in accordance with subsection (b)(2);
G)
With respect to coverage beginning on or after January 1, 2014,
a statement about whether the plan or coverage provides minimum essential
coverage as defined under section 5000A(f) of the Internal Revenue Cod
ge, including
deductible, coinsurance and copayment obligations;
E)
The renewability and continuation of coverage provisions;
F)
Coverage examples, in accordance with subsection (b)(2);
G)
With respect to coverage beginning on or after January 1, 2014,
a statement about whether the plan or coverage provides minimum essential
coverage as defined under section 5000A(f) of the Internal Revenue Code (26 USC
5000A(f)) and whether the plan's or coverage's share of the total allowed costs
of benefits provided under the plan or coverage meets applicable requirements;
H)
A statement that the SBC is only a summary and that the plan
document or the policy, certificate or contract of insurance should be
consulted to determine the governing contractual provisions of the coverage;
I)
Contact information for questions and obtaining a copy of the
plan document or the insurance policy, certificate or contract of insurance
(such as a telephone number for customer service and an Internet address for
obtaining a copy of the plan document or the insurance policy, certificate or
contract of insurance);
J)
For plans and issuers that maintain one or more networks of
providers, an Internet address (or similar contact information) for obtaining a
list of network providers;
K)
For plans and issuers that use a formulary in providing
prescription drug coverage, an Internet address (or similar contact
information) for obtaining information on prescription drug coverage; and
L)
An Internet address for obtaining the uniform glossary, as
described in subsection (c), as well as a contact phone number to obtain a paper
copy of the uniform glossary, and a disclosure that paper copies are available.
2)
Coverage Examples
The SBC must include
coverage examples that illustrate benefits provided under the plan or coverage
for common benefits scenarios (including pregnancy and serious or chronic
medical conditions) in accordance with this subsection (b)(2)
on (c), as well as a contact phone number to obtain a paper
copy of the uniform glossary, and a disclosure that paper copies are available.
2)
Coverage Examples
The SBC must include
coverage examples that illustrate benefits provided under the plan or coverage
for common benefits scenarios (including pregnancy and serious or chronic
medical conditions) in accordance with this subsection (b)(2).
A)        Number of Examples
The Secretary may
identify up to six coverage examples that may be required in an SBC.
B)        Benefits Scenarios
For purposes of this
subsection (b)(2), a benefits scenario is a hypothetical situation, consisting
of a sample treatment plan for a specified medical condition during a specific
period of time, based on recognized clinical practice guidelines as defined by
the National Guideline Clearinghouse, Agency for Healthcare Research and
Quality.
C)
Illustration of Benefit Provided
For purposes of this
subsection (b)(2), to illustrate benefits provided under the plan or coverage
for a particular benefits scenario, a plan or issuer simulates claims
processing to generate an estimate of what an individual might expect to pay
under the plan, policy or benefit package. The illustration of benefits
provided will take into account any cost sharing, excluded benefits, and other
limitations on coverage.
3)
Coverage Provided Outside the United States
In lieu of
summarizing coverage for items and services provided outside the United States,
a plan or issuer may provide an Internet address (or similar contact
information) for obtaining information about benefits and coverage provided
outside the United States. In any case, the plan or issuer must provide an SBC
in accordance with this Section that accurately summarizes benefits and
coverage available under the plan or coverage within the United States
d outside the United States,
a plan or issuer may provide an Internet address (or similar contact
information) for obtaining information about benefits and coverage provided
outside the United States. In any case, the plan or issuer must provide an SBC
in accordance with this Section that accurately summarizes benefits and
coverage available under the plan or coverage within the United States.  (45
CFR 147.200)
c)         Summary of
Benefits and Coverage
−
Appearance
The SBC must be
presented in a uniform format, use terminology understandable by the average
plan enrollee (or, in the case of individual market coverage, the average
individual covered under a health insurance policy), not exceed four
double-sided pages in length, and not include print smaller than 12-point font.
A health insurance issuer offering individual health insurance coverage must
provide the SBC as a stand-alone document.  (45 CFR 147.200)
d)
Summary of Benefits and Coverage
–
Form
1)
An SBC provided by an issuer offering group health insurance
coverage to a plan (or its sponsor) may be provided in paper form.
Alternatively, the SBC may be provided electronically (such as by email or an
Internet posting) if the following three conditions are satisfied:
A)        The
format is readily accessible by the plan (or its sponsor);
B)        The
SBC is provided in paper form free of charge upon request; and
C)
If the electronic form is an Internet posting, the issuer
timely advises the plan (or its sponsor) in paper form or email that the
documents are available on the Internet and provides the Internet address.
2)
An SBC provided by a group health plan or health insurance issuer to a
participant or beneficiary may be provided in paper form
s provided in paper form free of charge upon request; and
C)
If the electronic form is an Internet posting, the issuer
timely advises the plan (or its sponsor) in paper form or email that the
documents are available on the Internet and provides the Internet address.
2)
An SBC provided by a group health plan or health insurance issuer to a
participant or beneficiary may be provided in paper form. Alternatively, for
non-federal governmental plans, the SBC may be provided electronically if the
plan conforms to either the substance of the ERISA provisions at 29 CFR
2590.715-2715(a)(4)(ii)
, or the
provisions governing electronic disclosure for individual health insurance
issuers set forth in subsection (d)(3).
3)
An issuer offering individual health insurance coverage must
provide an SBC in a manner that can reasonably be expected to provide actual
notice in paper or electronic form.
A)
An issuer satisfies the requirements of subsection (d)(3) if
the issuer:
i)          Hand-delivers
a printed copy of the SBC to the individual or dependent;
ii)         Mails
a printed copy of the SBC to the mailing address provided to the issuer by the
individual or dependent;
iii)        Provides
the SBC by email after obtaining the individual's or dependent's agreement to
receive the SBC or other electronic disclosures by email;
iv)        Posts
the SBC on the Internet and advises the individual or dependent in paper or
electronic form, in a manner compliant with subsections (d)(3)(A)(i) through (iii),
that the SBC is available on the Internet and includes the applicable Internet
address; or
v)         Provides
the SBC by any other method that can reasonably be expected to provide actual
notice
disclosures by email;
iv)        Posts
the SBC on the Internet and advises the individual or dependent in paper or
electronic form, in a manner compliant with subsections (d)(3)(A)(i) through (iii),
that the SBC is available on the Internet and includes the applicable Internet
address; or
v)         Provides
the SBC by any other method that can reasonably be expected to provide actual
notice.
B)
An SBC may not be provided electronically unless:
i)          The
format is readily accessible;
ii)         The
SBC is placed in a location that is prominent and readily accessible;
iii)        The
SBC is provided in an electronic form that can be electronically retained and
printed;
iv
)        The SBC is consistent with the appearance, content and
language requirements of this Section;
v)         The
issuer notifies the individual or dependent that the SBC is available in paper
form without charge upon request and provides it upon request.
C)
Deemed Compliance
A health insurance
issuer offering individual health insurance coverage that provides the content
required under subsection (b) to the federal health reform Web portal described
in 45 CFR
159.120
will be deemed to satisfy the requirements of subsection (a)(4)(D)
with respect to a request for summary information about a health insurance
product made prior to an application for coverage. However, nothing in this subsection
(d)(3)(D) should be construed as otherwise limiting such issuer's obligations
under this Section.  (45 CFR 147.200)
e)         Summary
of Benefits and Coverage
–
Language
A group health plan
or health insurance issuer must provide the SBC in a culturally and
linguistically appropriate manner. For purposes of this subsection, a plan or
issuer is considered to provide the SBC in a culturally and linguistically
appropriate manner if the thresholds and standards of 45 CFR
147.136(e)
are met as applied to the SBC
Summary
of Benefits and Coverage
–
Language
A group health plan
or health insurance issuer must provide the SBC in a culturally and
linguistically appropriate manner. For purposes of this subsection, a plan or
issuer is considered to provide the SBC in a culturally and linguistically
appropriate manner if the thresholds and standards of 45 CFR
147.136(e)
are met as applied to the SBC. (45 CFR 147.200)
f)         Notice of Modification
If a group health
plan, or health insurance issuer offering group or individual health insurance
coverage, makes any material modification (as defined under section 102 of
ERISA) in any of the terms of the plan or coverage that would affect the
content of the SBC, that is not reflected in the most recently provided SBC,
and that occurs other than in connection with a renewal or reissuance of
coverage, the plan or issuer must provide notice of the modification to
enrollees (or, in the case of individual market coverage, an individual covered
under a health insurance policy) not later than 60 days prior to the date on
which the modification will become effective. The notice of modification must
be provided in a form that is consistent with subsection (d). (45 CFR 147.200)
g)
Uniform Glossary
1)
In General
A group health plan,
and a health insurance issuer offering group health insurance coverage, must
make available to participants and beneficiaries, and a health insurance issuer
offering individual health insurance coverage must make available to
applicants, policyholders and covered dependents, the uniform glossary
described in subsection (g)(2) in accordance with the appearance and form and
manner requirements of subsections (g)(3) and (g)(4)
fering group health insurance coverage, must
make available to participants and beneficiaries, and a health insurance issuer
offering individual health insurance coverage must make available to
applicants, policyholders and covered dependents, the uniform glossary
described in subsection (g)(2) in accordance with the appearance and form and
manner requirements of subsections (g)(3) and (g)(4).
2)
Health-Coverage-Related Terms and Medical
Terms
The uniform glossary
must provide uniform definitions of the following health-coverage-related terms
and medical terms:
A)
Allowed amount, appeal, balance billing, co-insurance,
complications of pregnancy, co-payment, deductible, durable medical equipment,
emergency medical condition, emergency medical transportation, emergency room
care, emergency services, excluded services, grievance, habilitation services,
health insurance, home health care, hospice services, hospitalization, hospital
outpatient care, in-network co-insurance, in-network co-payment, medically
necessary, network, non-preferred provider, out-of-network co-insurance,
out-of-network co-payment, out-of-pocket limit, physician services, plan,
preauthorization, preferred provider, premium, prescription drug coverage,
prescription drugs, primary care physician, primary care provider, provider,
reconstructive surgery, rehabilitation services, skilled nursing care,
specialist, usual customary and reasonable (UCR), and urgent care; and
B)
Such other terms as the Secretary determines are important to
define so that individuals and employers may compare and understand the terms
of coverage and medical benefits (including any exceptions to those benefits).
3)         Appearance
A group health plan,
and a health insurance issuer, must ensure the uniform glossary is presented in
a uniform format and uses terminology understandable by the average plan
enrollee (or, in the case of individual market coverage, an average individual
covered under a health insurance policy)
of coverage and medical benefits (including any exceptions to those benefits).
3)         Appearance
A group health plan,
and a health insurance issuer, must ensure the uniform glossary is presented in
a uniform format and uses terminology understandable by the average plan
enrollee (or, in the case of individual market coverage, an average individual
covered under a health insurance policy).
4)
Form and Manner
A plan or issuer
must make the uniform glossary described in subsection (g) available upon
request, in either paper or electronic form (as requested), within seven
business days after receipt of the request.  (45 CFR 147.200)
h)
Preemption
For purposes of this
Section, the provisions of PHS Act section 2724 continue to apply with respect
to preemption of Illinois law. In addition, Illinois laws that require a health
insurance issuer to provide an SBC that supplies less information than required
under subsections (a), (b), (c), (d) and (e) are preempted by federal law.  (45
CFR 147.200)
i)
Failure to Provide
A health insurance
issuer or a non-federal governmental health plan that willfully fails to
provide information required under this Section is subject to a fine of not
more than $1,000 for each such failure. A failure with respect to each covered
individual constitutes a separate offense for purposes of this subsection (i).
The Department and HHS will enforce these provisions in a manner consistent
with 45 CFR
150.101
through 150.465.  (45 CFR 147.200)
j)
Applicability Date
1)
This Section is applicable to group health plans and group
health insurance issuers in accordance with this subsection (j)
A failure with respect to each covered
individual constitutes a separate offense for purposes of this subsection (i).
The Department and HHS will enforce these provisions in a manner consistent
with 45 CFR
150.101
through 150.465.  (45 CFR 147.200)
j)
Applicability Date
1)
This Section is applicable to group health plans and group
health insurance issuers in accordance with this subsection (j). (See 45 CFR
147.140(d)
, providing that this Section applies to grandfathered health plans.)
A)
For disclosures with respect to participants and beneficiaries
who enroll or re-enroll through an open enrollment period (including
re-enrollees and late enrollees), this Section applies beginning on the first
day of the first open enrollment period that begins on or after September 23,
2012; and
B)
For disclosures with respect to participants and beneficiaries
who enroll in coverage other than through an open enrollment period (including
individuals who are newly eligible for coverage and special enrollees), this Section
applies beginning on the first day of the first plan year that begins on or
after September 23, 2012.
2)
For disclosures with respect to plans, and to individuals and
dependents in the individual market, this Section is applicable to health
insurance issuers beginning September 23, 2012.
(45
CFR 147.200)

## Nearby sections

- [50 Ill. Adm. Code 20010.2001.1 Section 2001.1  Applicability](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_1.md)
- [50 Ill. Adm. Code 20010.2001.2 Section 2001.2  Definitions and Cross-References](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_2.md)
- [50 Ill. Adm. Code 20010.2001.8 Section 2001.8  Coverage of Preventive Health Services](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_8.md)
- [50 Ill. Adm. Code 20010.2001.9 Section 2001.9  Prohibiting Discrimination Against Participants and Beneficiaries Based on Health Status](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_9.md)
- [50 Ill. Adm. Code 20010.2001.10 Section 2001.10  Summary of Benefits and Coverage and Uniform Glossary](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_10.md)
- [50 Ill. Adm. Code 20010.2001.12 Section 2001.12  Cost-Sharing](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_12.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T50_P20010_S2001_10. Check the current official text before relying on it. Not legal advice.