# 38 Ill. Adm. Code 345.APPENDIX: Section 345.APPENDIX C Examples of Community Development

> Illinois · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T38_P_S345_APPENDIX

## Section

- **Citation:** 38 Ill. Adm. Code 345.APPENDIX
- **Heading:** Section 345.APPENDIX C Examples of Community Development
- **Jurisdiction:** Illinois
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Illinois Administrative Code / Title 38  /  / Part   / Section 345.APPENDIX C   Examples of Community Development

## Text

TITLE 38: FINANCIAL INSTITUTIONS
CHAPTER II: DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION
PART 345 BANK COMMUNITY REINVESTMENT
SECTION 345.APPENDIX C EXAMPLES OF COMMUNITY DEVELOPMENT
Section 345.APPENDIX C   Examples
of Community Development
Examples
of services, programs, sponsorships, donations, lawful investments, deposits,
membership shares, grants, and other activities which may be deemed to have the
primary purpose of community development include, but are not limited to the
following:
a)         Establishment of or material support of
charitable donation accounts and donor advised funds that benefit charitable
organizations which help meet the financial services needs of low-income and
moderate-income neighborhoods or individuals within the bank's assessment area;
b)         Establishment
of or material support of foundations and other affiliated companies that
provide programs and services to meet the credit needs of low-income to moderate-
income neighborhoods;
c)         Material
support of small banks as defined in Section 345.20 that provide programs,
products and services to meet the credit needs of low-income to moderate-income
individuals or families;
d)         Offering
products and services targeted to expand access to safe and affordable banking
services;
e)         Provision or support of community development
services that directly and tangibly benefit the assessment area;
f)         Offering products and services and/or
provision of investments targeted to directly and tangibly increase climate
resilience in low-income to moderate- income neighborhoods;
g)         Offering products and services and or
provision of investments targeted to directly and tangibly mitigate
environmental harm in low-income to moderate- income neighborhoods;
h)         Offering
products and services and/or the provision of investments targeted to directly
and tangibly mitigate the digital divide in low-income and moderate-income
neighborhoods;
i)          Participating
in Invest in Illinois or other similar state or federal programs which have the
primary purpose of community development;
j)          Participating in an activity listed in
Section 345.APPENDIX D, ILCRA Illustrative List of Qualifying Activities for
Banks
.

## Nearby sections

- [38 Ill. Adm. Code 185.APPENDIX Section 185.APPENDIX  A   Ratings](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T38_P_S185_APPENDIX.md)
- [38 Ill. Adm. Code 345.APPENDIX Section 345.APPENDIX  C   Examples of Community Development](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T38_P_S345_APPENDIX.md)
- [38 Ill. Adm. Code 1050.APPENDIX Section 1050.APPENDIX  C   Form of Shared Appreciation Agreement Disclosure](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T38_P_S1050_APPENDIX.md)
- [38 Ill. Adm. Code 1055.APPENDIX Section 1055.APPENDIX  C   ILCRA Illustrative List of Qualifying Activities for Covered Mortgage Licensees](https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T38_P_S1055_APPENDIX.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IL_IAC_T38_P_S345_APPENDIX. Check the current official text before relying on it. Not legal advice.