# Idaho Code § 26-31-105: 26-31-105 RELATIONSHIP TO OTHER LAWS

> Idaho · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-105

## Section

- **Citation:** Idaho Code § 26-31-105
- **Heading:** 26-31-105 RELATIONSHIP TO OTHER LAWS
- **Jurisdiction:** Idaho
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Idaho Code / Title 26 / Chapter 31 / Section 26-31-105

## Text

PART 1.

GENERAL PROVISIONS

26-31-105. RELATIONSHIP TO OTHER LAWS. (1) All political subdivisions of this state shall be prohibited from enacting and enforcing ordinances, resolutions, regulations and rules pertaining to the financial or lending activities of persons who:

(a) Are subject to the jurisdiction of the department, including those whose activities are subject to this chapter;

(b) Are subject to the jurisdiction or regulatory supervision of the board of governors of the federal reserve system, the office of the comptroller of the currency, the national credit union administration, the federal deposit insurance corporation, the federal trade commission or the United States department of housing and urban development; or

(c) Originate, purchase, sell, assign, securitize or service property interests or obligations created by financial transactions or loans made, executed or originated by persons referred to in paragraph (a) or (b) of this subsection or who assist or facilitate such transactions.

(2) The requirements of this section shall apply to all ordinances, resolutions and rules pertaining to financial or lending activities, including any ordinances, resolutions or rules disqualifying persons from doing business with a political subdivision based upon financial or lending activities or imposing reporting requirements or any other obligations upon persons regarding financial or lending activities.

(3) In the event that the United States department of housing and urban development, pursuant to the authority granted to it under section 1508, P.L. 110-289, determines that a provision of this chapter does not meet the requirements of section 1508, P.L. 110-289, the director may, in his discretion, for the sole purpose of complying with the determination, refrain from enforcing the provision found by the department of housing and urban development to not meet the requirements of section 1508, P.L. 110-289, until the adjournment of the session of the legislature next following the determination by the department of housing and urban development.

History:

[26-31-105, added 2009, ch. 97, sec. 2, p. 285; am. 2015, ch. 244, sec. 11, p. 1013.]

## Nearby sections

- [Idaho Code § 26-31-101 26-31-101 SHORT TITLE AND SCOPE.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-101.md)
- [Idaho Code § 26-31-102 26-31-102 GENERAL DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-102.md)
- [Idaho Code § 26-31-103 26-31-103 DIRECTOR'S AUTHORITY UNDER THE NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-103.md)
- [Idaho Code § 26-31-104 26-31-104 BORROWER'S REMEDIES NOT AFFECTED.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-104.md)
- [Idaho Code § 26-31-105 26-31-105 RELATIONSHIP TO OTHER LAWS.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-105.md)
- [Idaho Code § 26-31-106 26-31-106 FUNDS COLLECTED UNDER THIS CHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-106.md)
- [Idaho Code § 26-31-107 26-31-107 CHARGES FOR PARTICIPATION IN THE NMLSR.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-107.md)
- [Idaho Code § 26-31-108 26-31-108 REPORT TO NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-108.md)
- [Idaho Code § 26-31-109 26-31-109 MORTGAGE RECOVERY FUND.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-109.md)
- [Idaho Code § 26-31-110 26-31-110 FUNDING.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-110.md)
- [Idaho Code § 26-31-111 26-31-111 STATUTE OF LIMITATIONS.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-111.md)
- [Idaho Code § 26-31-112 26-31-112 PROCEDURE FOR RECOVERY.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-112.md)
- [Idaho Code § 26-31-113 26-31-113 RECOVERY LIMITS.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-113.md)
- [Idaho Code § 26-31-114 26-31-114 REVOCATION OF LICENSE FOR PAYMENT FROM MORTGAGE RECOVERY FUND.](https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_ID_T26_C31_S26-31-105. Check the current official text before relying on it. Not legal advice.