# Iowa Code § 435.26A: Surrender of title

> Iowa · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.26A

## Section

- **Citation:** Iowa Code § 435.26A
- **Heading:** Surrender of title
- **Jurisdiction:** Iowa
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** IA Code / Title X / Chapter 435 / Section 435.26A

## Text

(1) A person who owns a manufactured home that is located in a manufactured home community and is installed on a permanent foundation may surrender the manufactured home’s certificate of title to the county treasurer for the purpose of assuring eligibility for funds available from mortgage lending programs sponsored by the federal national mortgage association, the federal home loan mortgage corporation, the United States department of agriculture, or any other federal governmental agency or instrumentality that has similar requirements for mortgage lending programs.

(2) (a) Upon receipt of a certificate of title from a manufactured home owner, a county treasurer shall notify the state department of transportation that the certificate of title has been surrendered, remove the registration of title from the county treasurer’s records, and destroy the certificate of title.

(2) (b) The manufactured home owner or the owner’s representative shall provide to the county recorder the identifying data of the manufactured home, including the owner’s name, the name of the manufacturer, the model name, the year of manufacture, and the serial number of the home, along with the legal description of the real estate on which the manufactured home is located. In addition, evidence shall be provided of the surrender of the certificate of title. After the surrender of the certificate of title of a manufactured home under this section, conveyance of an interest in the manufactured home shall not require transfer of title so long as the manufactured home remains on the same real estate site.

(3) After the surrender of a manufactured home’s certificate of title under this section, the manufactured home shall continue to be taxed under section 435.22 and is not eligible for the homestead tax exemption and credit or the military service tax exemption and credit. A foreclosure action on a manufactured home whose title has been surrendered under this section shall be conducted as a real estate foreclosure. A tax lien and its priority shall remain the same on a manufactured home after its certificate of title has been surrendered.

(4) The certificate of title of a manufactured home shall not be surrendered under this section if an unreleased security interest is noted on the certificate of title.

(5) An owner of a manufactured home who has surrendered a certificate of title under this section and requires another certificate of title for the manufactured home is required to apply for a certificate of title under chapter 321. If supporting documents for the reissuance of a title are not available or sufficient, the procedure for the reissuance of a title specified in the rules of the state department of transportation shall be used.

2003 Acts, ch 24, §7, 10; 2003 Acts, ch 179, §128, 159; 2003 Acts, 1st Ex, ch 2, §26, 2092011 Acts, ch 25, §143; 2023 Acts, ch 71, §45, 48, 49

## Nearby sections

- [Iowa Code § 435.1 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.1.md)
- [Iowa Code § 435.2 Placement and taxation.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.2.md)
- [Iowa Code § 435.18 Penalty.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.18.md)
- [Iowa Code § 435.22 Annual tax credit.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.22.md)
- [Iowa Code § 435.23 Exemptions prorating tax.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.23.md)
- [Iowa Code § 435.24 Collection of tax.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.24.md)
- [Iowa Code § 435.25 Apportionment and collection of taxes.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.25.md)
- [Iowa Code § 435.26 Conversion to real property.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.26.md)
- [Iowa Code § 435.26A Surrender of title.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.26A.md)
- [Iowa Code § 435.26B Affidavit in lieu of surrender of certificate of title manufactured and mobile homes.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.26B.md)
- [Iowa Code § 435.27 Reconversion.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.27.md)
- [Iowa Code § 435.28 County treasurer to notify assessor.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.28.md)
- [Iowa Code § 435.29 Civil penalty.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.29.md)
- [Iowa Code § 435.33 Rent reimbursement.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.33.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IA_TX_C435_S435.26A. Check the current official text before relying on it. Not legal advice.
