# Iowa Code § 638.5: Terms-of-service agreement

> Iowa · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.5

## Section

- **Citation:** Iowa Code § 638.5
- **Heading:** Terms-of-service agreement
- **Jurisdiction:** Iowa
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** IA Code / Title XV / Chapter 638 / Section 638.5

## Text

(1) This chapter does not change or impair a right of a custodian or a user under a terms-of-service agreement to access and use digital assets of the user.

(2) This chapter does not give a fiduciary or a designated recipient any new or expanded rights other than those held by the user for whom, or for whose estate, the fiduciary or a designated recipient acts or represents.

(3) A fiduciary’s or designated recipient’s access to digital assets may be modified or eliminated by a user, by federal law, or by a terms-of-service agreement if the user has not provided direction under section 638.4.

2017 Acts, ch 79, §8

## Nearby sections

- [Iowa Code § 638.1 Short title.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.1.md)
- [Iowa Code § 638.2 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.2.md)
- [Iowa Code § 638.3 Applicability.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.3.md)
- [Iowa Code § 638.4 User direction for disclosure of digital assets.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.4.md)
- [Iowa Code § 638.5 Terms-of-service agreement.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.5.md)
- [Iowa Code § 638.6 Procedure for disclosing digital assets.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.6.md)
- [Iowa Code § 638.7 Disclosure of content of electronic communications of deceased user.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.7.md)
- [Iowa Code § 638.8 Disclosure of other digital assets of deceased user.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.8.md)
- [Iowa Code § 638.9 Disclosure of content of electronic communications of principal.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.9.md)
- [Iowa Code § 638.10 Disclosure of other digital assets of principal.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.10.md)
- [Iowa Code § 638.11 Disclosure of digital assets held in trust when trustee is original user.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.11.md)
- [Iowa Code § 638.12 Disclosure of contents of electronic communications held in trust when trustee not original user.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.12.md)
- [Iowa Code § 638.13 Disclosure of other digital assets held in trust when trustee not original user.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.13.md)
- [Iowa Code § 638.14 Disclosure of digital assets to conservator or guardian of a protected person.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IA_TXV_C638_S638.5. Check the current official text before relying on it. Not legal advice.