# Iowa Code § 462A.27B: Dock structures insurance > Iowa · Statutes · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.27B ## Section - **Citation:** Iowa Code § 462A.27B - **Heading:** Dock structures insurance - **Jurisdiction:** Iowa - **Kind:** Statutes - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** IA Code / Title XI / Chapter 462A / Section 462A.27B ## Text (1) A person with a valid class I or class III dock permit, as provided in 571 IAC ch. 16, may construct a roof to protect a hoist or slip if all of the following apply: (1) (a) The roof is constructed with rust-resistant materials. (1) (b) The roof is no more than thirty feet wide. (1) (c) The roof is no more than twenty feet above the normal water elevation surrounding the dock. (1) (d) The roof is built above the boat slip or hoist. (1) (e) The roof is not used for sleeping purposes or habitation by a person. (2) To install a roof on a private dock pursuant to subsection 1, a person must maintain dock liability insurance with minimum per occurrence coverage of at least one million dollars. The owner of the private dock shall be liable for any damages caused by the roof constructed on the private dock. (3) Notwithstanding any other provision of law to the contrary, an association may establish additional restrictions and requirements in the association’s rules and regulations regarding the construction of a roof on a private dock. Restrictions and requirements adopted pursuant to the authority granted to an association under this subsection shall only apply to the association’s members and the association’s members’ guests. (4) For purposes of this section, “association” means a nonprofit corporation incorporated under chapter 504, named as an association, that manages a community that is located on a subdivision that is adjacent to or abuts a public lake. 2025 Acts, ch 70, §1 ## Nearby sections - [Iowa Code § 462A.1 Declaration of policy.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.1.md) - [Iowa Code § 462A.2 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.2.md) - [Iowa Code § 462A.3 Powers and duties of commission.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.3.md) - [Iowa Code § 462A.3A Public use of water for navigation purposes.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.3A.md) - [Iowa Code § 462A.3B Reciprocity.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.3B.md) - [Iowa Code § 462A.4 Operation of unnumbered vessels prohibited.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.4.md) - [Iowa Code § 462A.5 Registration and identification number.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.5.md) - [Iowa Code § 462A.5A Filing bond as assurance of ownership.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.5A.md) - [Iowa Code § 462A.6 Exemption from registration provisions of this chapter.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.6.md) - [Iowa Code § 462A.6A Exemption from display of registration and capacity numbers.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.6A.md) - [Iowa Code § 462A.7 Occurrences involving vessels.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.7.md) - [Iowa Code § 462A.8 Transmittal of information.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.8.md) - [Iowa Code § 462A.9 Classification and required equipment.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.9.md) - [Iowa Code § 462A.10 Boat liveries.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.10.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IA_TXI_C462A_S462A.27B. Check the current official text before relying on it. Not legal advice.