# Iowa Code § 537.1108: Effect on organizations

> Iowa · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1108

## Section

- **Citation:** Iowa Code § 537.1108
- **Heading:** Effect on organizations
- **Jurisdiction:** Iowa
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** IA Code / Title XIII / Chapter 537 / Section 537.1108

## Text

(1) This chapter prescribes maximum charges for certain creditors, except lessors and those excluded in section 537.1202, extending credit in consumer credit transactions.

(2) This chapter does not displace limitations on powers of credit unions, savings associations, or other thrift institutions whether organized for the profit of shareholders or as mutual organizations.

(3) This chapter does not displace:

(3) (a) Limitations on powers of supervised financial organizations with respect to the amount of a loan to a single borrower, the ratio of a loan to the value of collateral, the duration of a loan secured by an interest in land, or other similar restrictions designed to protect deposits.

(3) (b) Limitations on powers an organization is authorized to exercise under the laws of this state or the United States.

[C75, 77, 79, 81, §537.1108]2012 Acts, ch 1017, §141

## Nearby sections

- [Iowa Code § 537.1101 Short title.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1101.md)
- [Iowa Code § 537.1102 Purposes — rules of construction.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1102.md)
- [Iowa Code § 537.1103 Law applicable.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1103.md)
- [Iowa Code § 537.1104 Construction.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1104.md)
- [Iowa Code § 537.1107 Waiver — agreement — settlement.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1107.md)
- [Iowa Code § 537.1108 Effect on organizations.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1108.md)
- [Iowa Code § 537.1110 Obligation of good faith.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1110.md)
- [Iowa Code § 537.1201 Territorial application.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1201.md)
- [Iowa Code § 537.1202 Exclusions.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1202.md)
- [Iowa Code § 537.1203 Jurisdiction — service of process.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1203.md)
- [Iowa Code § 537.1301 General definitions.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1301.md)
- [Iowa Code § 537.1302 Definition Truth in Lending Act.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1302.md)
- [Iowa Code § 537.1303 Other defined terms.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1303.md)
- [Iowa Code § 537.2101 Short title.](https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.2101.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_IA_TXIII_C537_S537.1108. Check the current official text before relying on it. Not legal advice.