# Haw. Rev. Stat. § 431:2-201.2: Standards for commissioner

> Hawaii · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-201.2

## Section

- **Citation:** Haw. Rev. Stat. § 431:2-201.2
- **Heading:** Standards for commissioner
- **Jurisdiction:** Hawaii
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Hawaii Code / Division 2 / Title 24 / Chapter 431 / Section 431:2-201.2

## Text

When reviewing a uniform standard, the commissioner shall consider the following standards in determining whether to opt out of a uniform standard:

(1) Whether the public interest is being served or protected;

(2) Whether the reasonable expectations of the consumer will be met;

(3) Whether the uniform standard is or will require a reasonably clear, plain English communication to the consumer;

(4) Whether the consumer will be protected in a typical transaction where the consumer may have less power, information, or understanding of the meaning or consequences of the transaction, or any part thereof, than the insurer or producer;

(5) The long-term effects of the uniform standard;

(6) The possible effects of the uniform standard on the financial condition of insurers;

(7) Confidentiality requirements in state or federal law;

(8) State and federal constitutional issues;

(9) The impact of the uniform standard on any provision of the insurance code or any state or federal law;

(10) The uniform standard's particular impact in the State and any conditions unique to the State; and

(11) The integration of the uniform standard with state or federal law and any possible conflicts with such laws. [L 2004, c 104, §3]

## Nearby sections

- [Haw. Rev. Stat. § 431:1-105 Records, statements and reports.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-105.md)
- [Haw. Rev. Stat. § 431:1-204 Life insurance defined.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-204.md)
- [Haw. Rev. Stat. § 431:1-205 Accident and health or sickness insurance defined.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-205.md)
- [Haw. Rev. Stat. § 431:1-206 Property insurance defined.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-206.md)
- [Haw. Rev. Stat. § 431:1-209 General casualty insurance defined.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-209.md)
- [Haw. Rev. Stat. § 431:1-210 Surety insurance defined.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-210.md)
- [Haw. Rev. Stat. § 431:1-212 Person defined.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-212.md)
- [Haw. Rev. Stat. § 431:1-215 Transaction of an insurance business.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A1-215.md)
- [Haw. Rev. Stat. § 431:2-108 Commissioner may delegate.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-108.md)
- [Haw. Rev. Stat. § 431:2-201.2 Standards for commissioner.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-201.2.md)
- [Haw. Rev. Stat. § 431:2-203 Enforcement.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-203.md)
- [Haw. Rev. Stat. § 431:2-211 Annual report.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-211.md)
- [Haw. Rev. Stat. § 431:2-214 The commissioner's education and training fund.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-214.md)
- [Haw. Rev. Stat. § 431:2-215 Deposits to compliance resolution fund.](https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-215.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_HI_D2_T24_C431_S431%3A2-201.2. Check the current official text before relying on it. Not legal advice.