# Fla. Stat. § 635.071: 635.071 Filings, approval of forms; rate filings

> Florida · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.071

## Section

- **Citation:** Fla. Stat. § 635.071
- **Heading:** 635.071 Filings, approval of forms; rate filings
- **Jurisdiction:** Florida
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Florida Code / Title XXXVII / Chapter 635 / Section 635.071

## Text

(1) No policy form or related form may be issued or used in this state unless it has been filed with and approved by the office as provided by laws applicable to casualty or surety insurance.

(2) Each insurer shall file with the office for informational purposes the rate to be charged and the premium to be paid by the policyholder, including all modifications of rates and premiums.

(3) An insurer may not insure mortgages that are offered for sale to the public by advertisement, whether in newspapers, brochures, direct mailings, or similar media, if the advertisement expressly or impliedly represents or stresses that the worth, value, or safety of the mortgage investment arises by virtue of the proposed mortgage guaranty insurance rather than by virtue of the safety inherent in the value of the underlying security as it relates to the face value of the mortgage debt, or if the advertisement stresses the fact that the mortgage guaranty insurance is regulated by an agency of the state or Federal Government.

History: s. 7, ch. 59-182; ss. 13, 35, ch. 69-106; s. 2, ch. 81-318; ss. 8, 11, 12, ch. 83-281; s. 5, ch. 93-21; s. 19, ch. 2000-370; s. 1521, ch. 2003-261.

## Nearby sections

- [Fla. Stat. § 635.011 635.011 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.011.md)
- [Fla. Stat. § 635.021 635.021 Authority to transact mortgage guaranty insurance.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.021.md)
- [Fla. Stat. § 635.031 635.031 Additional limitations.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.031.md)
- [Fla. Stat. § 635.041 635.041 Contingency reserve.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.041.md)
- [Fla. Stat. § 635.042 635.042 Minimum surplus requirement.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.042.md)
- [Fla. Stat. § 635.051 635.051 Licensing and appointment of mortgage guaranty insurance agents.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.051.md)
- [Fla. Stat. § 635.061 635.061 Premium cost.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.061.md)
- [Fla. Stat. § 635.071 635.071 Filings, approval of forms; rate filings.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.071.md)
- [Fla. Stat. § 635.075 635.075 Restoration of property.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.075.md)
- [Fla. Stat. § 635.081 635.081 Administration and enforcement.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.081.md)
- [Fla. Stat. § 635.091 635.091 Provisions of Florida Insurance Code applicable to mortgage guaranty insurance.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.091.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C635_S635.071. Check the current official text before relying on it. Not legal advice.