# Fla. Stat. § 627.654: 627.654 Labor union, association, and small employer health alliance groups

> Florida · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.654

## Section

- **Citation:** Fla. Stat. § 627.654
- **Heading:** 627.654 Labor union, association, and small employer health alliance groups
- **Jurisdiction:** Florida
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Florida Code / Title XXXVII / Chapter 627 / Part VII / Section 627.654

## Text

(1)(a) A bona fide group as defined in s. 624.438(1)(b)4., an association of employers, or a group of individuals may be insured under a policy issued to an association, including a labor union, which association has a constitution and bylaws and which has been organized for purposes in addition to that of obtaining insurance, or to the trustees of a fund established by such an association, which association or trustees shall be deemed the policyholder, insuring at least 15 individual members of the association for the benefit of persons other than the officers of the association, the association, or trustees. (b) A small employer, as defined in s. 627.6699 and including the employer’s eligible employees and the spouses and dependents of such employees, may be insured under a policy issued to a small employer health alliance by a carrier as defined in s. 627.6699.

(2) No such policy of insurance as defined in subsection (1) may be issued to any such association or alliance, unless all individual members of such association, or all small employer members of an alliance, or all of any class or classes thereof, are declared eligible and acceptable to the insurer at the time of issuance of the policy.

(3) Any such policy issued under paragraph (1)(a) may insure the spouse or dependent children with or without the member being insured.

(4) A single master policy issued to an association, labor union, or small employer health alliance may include more than one health plan from the same insurer or affiliated insurer group as alternatives for an employer, employee, or member to select.

History: s. 587, ch. 59-205; s. 1, ch. 61-368; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 502, 523, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 35, ch. 2000-256; s. 2, ch. 2000-296; s. 7, ch. 2019-129; s. 3, ch. 2023-212.

## Nearby sections

- [Fla. Stat. § 627.651 627.651 Group contracts and plans of self-insurance must meet group requirements.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.651.md)
- [Fla. Stat. § 627.652 627.652 Group health insurance; definitions.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.652.md)
- [Fla. Stat. § 627.653 627.653 Employee groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.653.md)
- [Fla. Stat. § 627.654 627.654 Labor union, association, and small employer health alliance groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.654.md)
- [Fla. Stat. § 627.655 627.655 Debtor groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.655.md)
- [Fla. Stat. § 627.656 627.656 Additional groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.656.md)
- [Fla. Stat. § 627.657 627.657 Provisions of group health insurance policies.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.657.md)
- [Fla. Stat. § 627.658 627.658 Use of dividends, refunds, rate reductions, commissions, service fees; premium rates.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.658.md)
- [Fla. Stat. § 627.659 627.659 Blanket health insurance; eligible groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.659.md)
- [Fla. Stat. § 627.660 627.660 Conditions and provisions of blanket health insurance policies.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.660.md)
- [Fla. Stat. § 627.661 627.661 School accident insurance claims; policy service.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.661.md)
- [Fla. Stat. § 627.662 627.662 Other provisions applicable.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.662.md)
- [Fla. Stat. § 627.663 627.663 Franchise health insurance.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.663.md)
- [Fla. Stat. § 627.664 627.664 Assignment of incidents of ownership in group, blanket, or franchise health policies.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.664.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.654. Check the current official text before relying on it. Not legal advice.