# Fla. Stat. § 627.653: 627.653 Employee groups

> Florida · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.653

## Section

- **Citation:** Fla. Stat. § 627.653
- **Heading:** 627.653 Employee groups
- **Jurisdiction:** Florida
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Florida Code / Title XXXVII / Chapter 627 / Part VII / Section 627.653

## Text

(1)(a) A group of individual employees of an employer, or employees and their dependents, may be insured, for the benefit of persons other than the employer, under a policy issued to the employer or to the trustees of a fund established by an employer, which employer or board of trustees is deemed to be the policyholder, insuring employees of the employer for the benefit of persons other than the employer. (b) Employees insured under a policy issued pursuant to this section may include any of the following: 1. Directors of a corporate employer, former employees, or retired employees. 2. The individual proprietor or partners if the employer is a proprietor or partnership. 3. Elected or appointed officials if the policy is issued to insure employees of a public body. (c) A policy issued pursuant to this section may insure the employees of one or more subsidiary or affiliated corporations, proprietors, and partnerships if the business of the employer and the subsidiary or affiliated corporations, proprietors, or partnerships are under common control.

(2) A policy may not be issued pursuant to this section unless all employees of the employer are declared eligible and acceptable to the insurer at the time of issuance of the policy, or unless all members of any class or classes of the employees, determined by conditions pertaining to their employment, but not determined so as to exclude those in the more hazardous employment solely because of their hazardous employment, are declared eligible and acceptable to the insurer at the time of issuance of the policy.

(3) A policy issued pursuant to this section may insure the spouse or dependent children with or without the employee being insured.

(4) This section does not affect the provisions of ss. 112.08-112.14.

History: s. 586, ch. 59-205; s. 1, ch. 63-218; s. 1, ch. 72-17; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 501, 523, 809(2nd), ch. 82-243; s. 79, ch. 82-386; ss. 63, 114, ch. 92-318.

## Nearby sections

- [Fla. Stat. § 627.651 627.651 Group contracts and plans of self-insurance must meet group requirements.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.651.md)
- [Fla. Stat. § 627.652 627.652 Group health insurance; definitions.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.652.md)
- [Fla. Stat. § 627.653 627.653 Employee groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.653.md)
- [Fla. Stat. § 627.654 627.654 Labor union, association, and small employer health alliance groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.654.md)
- [Fla. Stat. § 627.655 627.655 Debtor groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.655.md)
- [Fla. Stat. § 627.656 627.656 Additional groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.656.md)
- [Fla. Stat. § 627.657 627.657 Provisions of group health insurance policies.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.657.md)
- [Fla. Stat. § 627.658 627.658 Use of dividends, refunds, rate reductions, commissions, service fees; premium rates.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.658.md)
- [Fla. Stat. § 627.659 627.659 Blanket health insurance; eligible groups.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.659.md)
- [Fla. Stat. § 627.660 627.660 Conditions and provisions of blanket health insurance policies.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.660.md)
- [Fla. Stat. § 627.661 627.661 School accident insurance claims; policy service.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.661.md)
- [Fla. Stat. § 627.662 627.662 Other provisions applicable.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.662.md)
- [Fla. Stat. § 627.663 627.663 Franchise health insurance.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.663.md)
- [Fla. Stat. § 627.664 627.664 Assignment of incidents of ownership in group, blanket, or franchise health policies.](https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.664.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_FL_TXXXVII_C627_PVII_S627.653. Check the current official text before relying on it. Not legal advice.