# 18 Del. C. § 3610: §  3610. Comprehensive health insurance coverage [For application of this section, see 79 Del. Laws, c. 99,  19] > Delaware · Statutes · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3610 ## Section - **Citation:** 18 Del. C. § 3610 - **Heading:** §  3610. Comprehensive health insurance coverage [For application of this section, see 79 Del. Laws, c. 99,  19] - **Jurisdiction:** Delaware - **Kind:** Statutes - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Delaware Code / Title 18 / Chapter 36 / Section 3610 ## Text (a) Coverage for essential health benefits package. — A health insurer that offers health insurance coverage in the individual market shall ensure that such coverage includes the essential health benefits package in conformity with § 1302 of the Patient Protection and Affordable Care Act [42 U.S.C. § 18022], as the law and its implementing regulations were in effect on January 1, 2025, and state law. The Commissioner shall issue a regulation setting forth what constitutes “essential health benefits” for purposes of this section. (b) Cost-sharing under individual health insurance policies. — An individual health insurance policy shall ensure that any annual cost-sharing imposed under the plan does not exceed the limitations provided for under § 1302(c)(1) of the Patient Protection and Affordable Care Act [42 U.S.C. § 18022(c)(1)], as the law and its implementing regulations were in effect on January 1, 2025, and state law. (c) Child-only plans. — If a health insurer offers health insurance coverage in any level of coverage specified under § 1302(d) of the Patient Protection and Affordable Care Act [42 U.S.C. § 18022(d)], as the law and its implementing regulations were in effect on January 1, 2025, or state law, the health insurer shall also offer such coverage in that level as a plan in which the only enrollees are individuals who, as of the beginning of the plan year, are under age 21. (d) Dental only. — This section does not apply to a plan described in § 1311(d)(2)(B)(ii) of the Patient Protection and Affordable Care Act [42 U.S.C. § 18031(d)(2)(B)(ii)], as the law and its implementing regulations were in effect on January 1, 2025. ## Nearby sections - [18 Del. C. § 3601 §  3601. Purpose and scope.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3601.md) - [18 Del. C. § 3602 §  3602. Definitions [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3602.md) - [18 Del. C. § 3603 §  3603. Standards for policy provisions.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3603.md) - [18 Del. C. § 3604 §  3604. Minimum standards for benefits.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3604.md) - [18 Del. C. § 3605 §  3605. Disclosure requirements.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3605.md) - [18 Del. C. § 3606 §  3606. Preexisting conditions [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3606.md) - [18 Del. C. § 3607 §  3607. Guaranteed availability of coverage [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3607.md) - [18 Del. C. § 3608 §  3608. Renewability of coverage.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3608.md) - [18 Del. C. § 3609 §  3609. Nondiscrimination in health care [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3609.md) - [18 Del. C. § 3610 §  3610. Comprehensive health insurance coverage [For application of this section, see 79 Del. Laws, c. 99,  19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3610.md) - [18 Del. C. § 3611 §  3611. Prohibiting discrimination against individual participants and beneficiaries based on health status [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3611.md) - [18 Del. C. § 3612 §  3612. Insurance offered through the state health insurance exchange [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3612.md) - [18 Del. C. § 3613 §  3613. Rating factors [For application of this section, see 79 Del. Laws, c. 99,  19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3613.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3610. Check the current official text before relying on it. Not legal advice.