# 18 Del. C. § 3604: §  3604. Minimum standards for benefits > Delaware · Statutes · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3604 ## Section - **Citation:** 18 Del. C. § 3604 - **Heading:** §  3604. Minimum standards for benefits - **Jurisdiction:** Delaware - **Kind:** Statutes - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Delaware Code / Title 18 / Chapter 36 / Section 3604 ## Text (a) The Commissioner may issue regulations to establish minimum standards for benefits under each of the following categories of coverage in individual policies, other than conversion policies issued pursuant to a contractual conversion privilege under group or individual policy, when such group or individual contract contains provisions which are inconsistent with the requirements of this chapter or any regulation issued pursuant to this chapter or to policies being issued to employees or members being added to franchise plans in existence on January 12, 1984, or any regulation issued pursuant to this chapter, of health insurance and subscriber contracts of health service corporations: (1) Basic hospital expense coverage; (2) Basic medical-surgical expense coverage; (3) Hospital confinement indemnity coverage; (4) Major medical expense coverage; (5) Disability income protection coverage; (6) Accident only coverage; (7) Specified disease or specified accident coverage; and (8) Limited benefit health coverage. (b) Nothing in this section shall preclude the issuance of any policy or contract which combines 2 or more of the categories of coverage enumerated in paragraphs (a)(1)-(6) of this section. (c) No policy or contract shall be delivered or issued for delivery in this State which does not meet the prescribed minimum standards for the categories of coverage listed in paragraphs (a)(1)-(8) of this section, or which does not meet the other applicable requirements for such coverages as prescribed by this title. (d) The Commissioner shall prescribe the method of identification of policies and contracts based upon coverages provided. ## Nearby sections - [18 Del. C. § 3601 §  3601. Purpose and scope.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3601.md) - [18 Del. C. § 3602 §  3602. Definitions [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3602.md) - [18 Del. C. § 3603 §  3603. Standards for policy provisions.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3603.md) - [18 Del. C. § 3604 §  3604. Minimum standards for benefits.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3604.md) - [18 Del. C. § 3605 §  3605. Disclosure requirements.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3605.md) - [18 Del. C. § 3606 §  3606. Preexisting conditions [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3606.md) - [18 Del. C. § 3607 §  3607. Guaranteed availability of coverage [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3607.md) - [18 Del. C. § 3608 §  3608. Renewability of coverage.](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3608.md) - [18 Del. C. § 3609 §  3609. Nondiscrimination in health care [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3609.md) - [18 Del. C. § 3610 §  3610. Comprehensive health insurance coverage [For application of this section, see 79 Del. Laws, c. 99,  19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3610.md) - [18 Del. C. § 3611 §  3611. Prohibiting discrimination against individual participants and beneficiaries based on health status [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3611.md) - [18 Del. C. § 3612 §  3612. Insurance offered through the state health insurance exchange [For application of this section, see 79 Del. Laws, c. 99, Â 19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3612.md) - [18 Del. C. § 3613 §  3613. Rating factors [For application of this section, see 79 Del. Laws, c. 99,  19].](https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3613.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_DE_T18_C36_S3604. Check the current official text before relying on it. Not legal advice.