# D.C. Code § 31-3311.03b: Underwriting ratemaking criteria

> District of Columbia · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.03b

## Section

- **Citation:** D.C. Code § 31-3311.03b
- **Heading:** Underwriting ratemaking criteria
- **Jurisdiction:** District of Columbia
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** DC Code / Title 31 / Chapter 33A / § 31-3311.03b

## Text

(a) To implement section 1201 of the Affordable Care Act, the Commissioner, with the approval of the Executive Board of the Health Benefit Exchange Authority, shall have the authority to establish by rule:
(1) The geographic rating area for the District;
(2) The age rating or curve; and
(3) The rating for tobacco uses.
(b) The Commissioner’s authority to implement subsection (a) of this section shall be accomplished in a manner that is not inconsistent with, or would prevent the application of, the Affordable Care Act and its implementing regulations. In exercising the authority under subsection (a) of this section, the Commissioner may provide consumer protections and benefits that exceed those provided in the Affordable Care Act.
(c) Health insurers are required to merge their experience in the individual and group markets for purposes of setting health insurance rates.

## Nearby sections

- [D.C. Code § 31-3311.01 § 31-3311.01. Ratemaking principles and standards.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.01.md)
- [D.C. Code § 31-3311.02 § 31-3311.02. Aggregate medical loss ratios; dividend; and rating bands.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.02.md)
- [D.C. Code § 31-3311.03 § 31-3311.03. Loss ratio disclosure.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.03.md)
- [D.C. Code § 31-3311.03a § 31-3311.03a. Essential health benefits.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.03a.md)
- [D.C. Code § 31-3311.03b § 31-3311.03b. Underwriting ratemaking criteria.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.03b.md)
- [D.C. Code § 31-3311.04 § 31-3311.04. Annual rate filing requirement.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.04.md)
- [D.C. Code § 31-3311.05 § 31-3311.05. Commissioner’s authority to rescind approved rates.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.05.md)
- [D.C. Code § 31-3311.06 § 31-3311.06. Post-claims underwriting and prior approval for rescission, cancellation, or limitation.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.06.md)
- [D.C. Code § 31-3311.07 § 31-3311.07. Public records.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.07.md)
- [D.C. Code § 31-3311.08 § 31-3311.08. Annual report and recommendations.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.08.md)
- [D.C. Code § 31-3311.09 § 31-3311.09. Rules.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.09.md)
- [D.C. Code § 31-3311.10 § 31-3311.10. Application.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.10.md)
- [D.C. Code § 31-3311.11 § 31-3311.11. Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.11.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_DC_T31_C33A_S31-3311.03b. Check the current official text before relying on it. Not legal advice.