# D.C. Code § 28-3807: Negotiable instruments prohibited

> District of Columbia · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3807

## Section

- **Citation:** D.C. Code § 28-3807
- **Heading:** Negotiable instruments prohibited
- **Jurisdiction:** District of Columbia
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** DC Code / Title 28 / Chapter 38 / § 28-3807

## Text

(a) In a consumer credit sale, no seller shall take or otherwise arrange for the consumer to sign an instrument, except a check, payable “to order” or “to bearer” as evidence of the credit obligation of the consumer.
(b) Any holder of an instrument prohibited by subsection (a) of this section 28-3807, if he takes it with knowledge of a violation of this section, takes it subject to all claims and defenses of the consumer up to the amount owing on the transaction total at the time of the assignment.

## Nearby sections

- [D.C. Code § [28-3852.01] § [28-3852.01]. Security requirements.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S%5B28-3852.01%5D.md)
- [D.C. Code § [28-3852.02] § [28-3852.02]. Remedies.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S%5B28-3852.02%5D.md)
- [D.C. Code § [28-3852.03] § [28-3852.03]. Rulemaking.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S%5B28-3852.03%5D.md)
- [D.C. Code § 28-3801 § 28-3801. Scope — Limitation on agreements and practices.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3801.md)
- [D.C. Code § 28-3802 § 28-3802. Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3802.md)
- [D.C. Code § 28-3803 § 28-3803. Balloon payments.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3803.md)
- [D.C. Code § 28-3804 § 28-3804. Assignment of earnings and authorization to confess judgment prohibited.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3804.md)
- [D.C. Code § 28-3805 § 28-3805. Debts secured by cross-collateral.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3805.md)
- [D.C. Code § 28-3806 § 28-3806. Attorney’s fees.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3806.md)
- [D.C. Code § 28-3807 § 28-3807. Negotiable instruments prohibited.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3807.md)
- [D.C. Code § 28-3808 § 28-3808. Assignees subject to defenses.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3808.md)
- [D.C. Code § 28-3809 § 28-3809. Lender subject to defenses arising from sales.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3809.md)
- [D.C. Code § 28-3810 § 28-3810. Referral sales.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3810.md)
- [D.C. Code § 28-3811 § 28-3811. Home solicitation sales.](https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3811.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_DC_T28_C38_S28-3807. Check the current official text before relying on it. Not legal advice.