# C.R.S. § 8-44-105: 8-44-105. Provisions of policies - primary liability - notice of injury

> Colorado · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-105

## Section

- **Citation:** C.R.S. § 8-44-105
- **Heading:** 8-44-105. Provisions of policies - primary liability - notice of injury
- **Jurisdiction:** Colorado
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** CO Code / Title 8 / Article 44 / Part 1 / Section 8-44-105

## Text

8-44-105. Provisions of policies - primary liability - notice of injury. Every contract insuring against liability for compensation or insurance policy evidencing the same shall contain a clause to the effect that the insurance carrier shall be directly and primarily liable to the employee and, in the event of death, to said employee's dependents to pay compensation, if any, for which the employer is liable, thereby discharging to the extent of such payment the obligations of the employer to the employee; that, as between the employee and the insurance carrier, notice or knowledge of the occurrence of the injury on the part of the employer shall be deemed notice or knowledge, as the case may be, on the part of the insurance carrier; that jurisdiction of the employer, for the purpose of articles 40 to 47 of this title, shall be jurisdiction of the insurance carrier; and that the insurance carrier, in all things, shall be bound by and subject to the orders, findings, decisions, or awards rendered against the employer under the provisions of said articles. Such policy shall also provide that the employee shall have a first lien upon any amount which becomes owing to the employer from the insurance carrier, and the insurance carrier shall pay the same directly to the employee or the employee's dependents, thereby discharging to the extent of such payment the obligation of the employer to the employee. The policy shall not contain any provisions relieving the insurance carrier from payment when the employer becomes legally incapable or insolvent or is discharged in bankruptcy or otherwise during the period that the policy is in operation or the compensation remains owing.

## Nearby sections

- [C.R.S. § 8-44-101 8-44-101. Insurance requirements](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-101.md)
- [C.R.S. § 8-44-102 8-44-102. Contract for insurance subject to workers' compensation act](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-102.md)
- [C.R.S. § 8-44-103 8-44-103. Insurers to file system of rating - approval](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-103.md)
- [C.R.S. § 8-44-104 8-44-104. Cutting rates - rebates - penalty](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-104.md)
- [C.R.S. § 8-44-105 8-44-105. Provisions of policies - primary liability - notice of injury](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-105.md)
- [C.R.S. § 8-44-106 8-44-106. Insurer violation - suspension or revocation of license](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-106.md)
- [C.R.S. § 8-44-107 8-44-107. Right of insurer to examine books of employer](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-107.md)
- [C.R.S. § 8-44-108 8-44-108. Repayments for misclassifications](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-108.md)
- [C.R.S. § 8-44-109 8-44-109. Notice - change in rate by classification - policyholder's right to appeal class](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-109.md)
- [C.R.S. § 8-44-110 8-44-110. Notice of cancellation](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-110.md)
- [C.R.S. § 8-44-111 8-44-111. Workers' compensation insurance - deductibles - definition](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-111.md)
- [C.R.S. § 8-44-112 8-44-112. Surcharge on workers' compensation insurance premiums - workers' compensation ca](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-112.md)
- [C.R.S. § 8-44-113 8-44-113. Data from insurance carriers and self-insured employers related to workers' comp](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-113.md)
- [C.R.S. § 8-44-114 8-44-114. Determination of premium](https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CO_T8_A44_P1_S8-44-105. Check the current official text before relying on it. Not legal advice.