# C.R.S. § 5-18-113.5: 5-18-113.5. Notice of rights regarding protected consumers

> Colorado · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-113.5

## Section

- **Citation:** C.R.S. § 5-18-113.5
- **Heading:** 5-18-113.5. Notice of rights regarding protected consumers
- **Jurisdiction:** Colorado
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** CO Code / Title 5 / Article 18 / Section 5-18-113.5

## Text

5-18-113.5. Notice of rights regarding protected consumers. Whenever a consumer reporting agency is required to provide a summary of rights to a consumer under section 609 of the federal "Fair Credit Reporting Act", 15 U.S.C. sec. 1681g, as amended, or under state law, the following notice must be included:

State Consumers Have the Right to Obtain a

Security Freeze for Their Children or Legal Wards

You may obtain from a consumer reporting agency a credit report security freeze for your child who is under sixteen years of age or for your legal ward. If a consumer report has not yet been created for your child or legal ward, you may request that a consumer reporting agency create a consumer record for him or her and place a security freeze on his or her consumer record. You will not be charged to have a security freeze placed on your child's or legal ward's consumer report or to have a consumer record created for your child or legal ward and to have a security freeze placed on the consumer record. You will not be charged to have a security freeze placed on or removed from your child's or legal ward's credit report or record.

## Nearby sections

- [C.R.S. § 5-18-101 5-18-101. Short title](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-101.md)
- [C.R.S. § 5-18-102 5-18-102. Legislative declaration](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-102.md)
- [C.R.S. § 5-18-103 5-18-103. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-103.md)
- [C.R.S. § 5-18-104 5-18-104. Permissible purposes - prohibition](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-104.md)
- [C.R.S. § 5-18-105 5-18-105. Consumer reports - accuracy of information](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-105.md)
- [C.R.S. § 5-18-106 5-18-106. Disclosures to consumers](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-106.md)
- [C.R.S. § 5-18-107 5-18-107. Credit scoring related to the extension of credit secured by a dwelling - defini](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-107.md)
- [C.R.S. § 5-18-108 5-18-108. Charges for certain disclosures](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-108.md)
- [C.R.S. § 5-18-109 5-18-109. Reporting of information prohibited - exceptions - repeal](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-109.md)
- [C.R.S. § 5-18-110 5-18-110. Procedure for disputed information](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-110.md)
- [C.R.S. § 5-18-111 5-18-111. Consumer report information block](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-111.md)
- [C.R.S. § 5-18-112 5-18-112. Security freeze - timing - covered entities - cost](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-112.md)
- [C.R.S. § 5-18-112.5 5-18-112.5. Security freeze for protected consumers](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-112.5.md)
- [C.R.S. § 5-18-113 5-18-113. Notice of rights](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-113.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A18_S5-18-113.5. Check the current official text before relying on it. Not legal advice.