# C.R.S. § 5-16-106: 5-16-106. Harassment or abuse

> Colorado · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-106

## Section

- **Citation:** C.R.S. § 5-16-106
- **Heading:** 5-16-106. Harassment or abuse
- **Jurisdiction:** Colorado
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** CO Code / Title 5 / Article 16 / Section 5-16-106

## Text

5-16-106. Harassment or abuse. (1) A debt collector or collection agency shall not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt, including, but not limited to, the following conduct:

(a) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person;

(b) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader;

(c) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of 15 U.S.C. sec. 1681b (a)(3) and section 5-18-104 (1)(c);

(d) The advertisement for sale of any debt to coerce payment of the debt or agreeing to do so for the purpose of solicitation of claims;

(e) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number;

(f) Except as provided in section 5-16-104, the placement of telephone calls without meaningful disclosure of the caller's identity within the first sixty seconds after the other party to the call is identified as the debtor.

## Nearby sections

- [C.R.S. § 5-16-101 5-16-101. Short title](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-101.md)
- [C.R.S. § 5-16-102 5-16-102. Scope of article](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-102.md)
- [C.R.S. § 5-16-103 5-16-103. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-103.md)
- [C.R.S. § 5-16-104 5-16-104. Location information - acquisition](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-104.md)
- [C.R.S. § 5-16-105 5-16-105. Communication in connection with debt collection - definition - repeal](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-105.md)
- [C.R.S. § 5-16-106 5-16-106. Harassment or abuse](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-106.md)
- [C.R.S. § 5-16-107 5-16-107. False or misleading representations - repeal](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-107.md)
- [C.R.S. § 5-16-108 5-16-108. Unfair practices](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-108.md)
- [C.R.S. § 5-16-109 5-16-109. Validation of debts](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-109.md)
- [C.R.S. § 5-16-109.5 5-16-109.5. Medical debt - requirements related to payment plans - collection prohibited dur](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-109.5.md)
- [C.R.S. § 5-16-110 5-16-110. Multiple debts](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-110.md)
- [C.R.S. § 5-16-111 5-16-111. Legal actions by collection agencies](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-111.md)
- [C.R.S. § 5-16-111.5 5-16-111.5. Fees, costs, and costs of collection - limitation](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-111.5.md)
- [C.R.S. § 5-16-112 5-16-112. Deceptive forms](https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-112.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CO_T5_A16_S5-16-106. Check the current official text before relying on it. Not legal advice.