# C.R.S. § 10-7-707: 10-7-707. Consent of insured

> Colorado · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-707

## Section

- **Citation:** C.R.S. § 10-7-707
- **Heading:** 10-7-707. Consent of insured
- **Jurisdiction:** Colorado
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** CO Code / Title 10 / Article 7 / Part 7 / Section 10-7-707

## Text

10-7-707. Consent of insured. (1) A policy upon the life of an individual, other than a policy of noncontributory group life insurance, shall not be effected unless, at or before the time the policy is effectuated, the individual insured, having legal capacity to contract, applies for or consents in writing to the policy and its terms. Consent may be given by another person in the following cases:

(a) A spouse may consent to insurance on the other spouse;

(b) A parent or a person having legal custody of a minor may consent to the issuance of a policy on a dependent child;

(c) A court-appointed guardian of a person may consent to the issuance of a policy on the person under guardianship;

(d) A court-appointed conservator of a person's estate may consent to the issuance of a policy on the person whose estate is under conservatorship;

(e) An attorney-in-fact may consent to the issuance of a policy on the person that appointed the attorney-in-fact for the limited purpose of replacing one or more policies with one or more new policies if, as the result of the replacement, the aggregate amount of life insurance on the person remains the same or decreases;

(f) A trustee of a revocable trust may consent to the issuance of a policy on the life of a settlor of the trust; and

(g) A court of general jurisdiction may give consent to the issuance of a policy upon a showing of facts that the court considers sufficient to justify the issuance of the policy.

## Nearby sections

- [C.R.S. § 10-7-701 10-7-701. Short title](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-701.md)
- [C.R.S. § 10-7-702 10-7-702. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-702.md)
- [C.R.S. § 10-7-703 10-7-703. Insurance on the life of another](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-703.md)
- [C.R.S. § 10-7-704 10-7-704. Insurable interest](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-704.md)
- [C.R.S. § 10-7-705 10-7-705. Insured's own life](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-705.md)
- [C.R.S. § 10-7-706 10-7-706. Reliance on statements](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-706.md)
- [C.R.S. § 10-7-707 10-7-707. Consent of insured](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-707.md)
- [C.R.S. § 10-7-708 10-7-708. Prohibited practices](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-708.md)
- [C.R.S. § 10-7-709 10-7-709. Actions to recover death benefits](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-709.md)
- [C.R.S. § 10-7-710 10-7-710. Legitimate insurance transactions](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-710.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A7_P7_S10-7-707. Check the current official text before relying on it. Not legal advice.