# C.R.S. § 10-4-604: 10-4-604. Nonrenewal

> Colorado · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-604

## Section

- **Citation:** C.R.S. § 10-4-604
- **Heading:** 10-4-604. Nonrenewal
- **Jurisdiction:** Colorado
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** CO Code / Title 10 / Article 4 / Part 6 / Section 10-4-604

## Text

10-4-604. Nonrenewal. (1) No insurer shall refuse to renew a policy unless such insurer or its agent mails or delivers to the named insured, at the address shown in the policy, at least thirty days' advance notice of its intention not to renew. This section shall not apply:

(a) If the insurer has manifested its willingness to renew;

(b) In case of nonpayment of premium;

(c) If the insured fails to pay any advance premium required by the insurer for renewal.

(2) Notwithstanding the failure of an insurer to comply with this section, the policy shall terminate on the effective date of any other insurance policy with respect to any automobile designated in both policies.

(3) Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of such renewal.

(4) In the event an insurer refuses to renew, the insured may, by written request, demand a written notification of the reason for nonrenewal. Such notification shall be given the insured within twenty days after receipt of such request.

## Nearby sections

- [C.R.S. § 10-4-601 10-4-601. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-601.md)
- [C.R.S. § 10-4-601.5 10-4-601.5. Administrative authority](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-601.5.md)
- [C.R.S. § 10-4-602 10-4-602. Basis for cancellation](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-602.md)
- [C.R.S. § 10-4-603 10-4-603. Notice](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-603.md)
- [C.R.S. § 10-4-604 10-4-604. Nonrenewal](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-604.md)
- [C.R.S. § 10-4-604.5 10-4-604.5. Issuance or renewal of insurance policies - proof of insurance provided by certi](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-604.5.md)
- [C.R.S. § 10-4-605 10-4-605. Proof of notice](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-605.md)
- [C.R.S. § 10-4-606 10-4-606. Further notice](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-606.md)
- [C.R.S. § 10-4-607 10-4-607. Immunity](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-607.md)
- [C.R.S. § 10-4-608 10-4-608. Exemptions](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-608.md)
- [C.R.S. § 10-4-609 10-4-609. Insurance protection against uninsured motorists - applicability](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-609.md)
- [C.R.S. § 10-4-610 10-4-610. Property damage protection against uninsured motorists](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-610.md)
- [C.R.S. § 10-4-611 10-4-611. Elimination of discounts - damage by uninsured motorist](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-611.md)
- [C.R.S. § 10-4-612 10-4-612. Study concerning implementation of proof of insurance](https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-612.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CO_T10_A4_P6_S10-4-604. Check the current official text before relying on it. Not legal advice.