# Cal. INS § 10509.975: Section 10509.975

> California · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.975

## Section

- **Citation:** Cal. INS § 10509.975
- **Heading:** Section 10509.975
- **Jurisdiction:** California
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** California Code / Code ins / Division 2 / Part 2 / Chapter 5.6 / Section 10509.975

## Text

(a) A life insurer shall provide to all prospective insureds a buyer’s guide prior to accepting the applicant’s initial premium or premium deposit. However, if the policy for which application is made contains an unconditional refund provision of at least 10 days, the buyer’s guide shall be delivered with the policy or prior to delivery of the policy.

(b) For the purposes of this chapter, a buyer’s guide is a document that contains, and is limited to, the current buyer’s guide recommended for use by the National Association of Insurance Commissioners.

## Nearby sections

- [Cal. INS § 10509.970 Section 10509.970](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.970.md)
- [Cal. INS § 10509.971 Section 10509.971](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.971.md)
- [Cal. INS § 10509.972 Section 10509.972](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.972.md)
- [Cal. INS § 10509.973 Section 10509.973](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.973.md)
- [Cal. INS § 10509.974 Section 10509.974](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.974.md)
- [Cal. INS § 10509.975 Section 10509.975](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.975.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.975. Check the current official text before relying on it. Not legal advice.