# Cal. INS § 10509.974: Section 10509.974

> California · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.974

## Section

- **Citation:** Cal. INS § 10509.974
- **Heading:** Section 10509.974
- **Jurisdiction:** California
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** California Code / Code ins / Division 2 / Part 2 / Chapter 5.6 / Section 10509.974

## Text

(a) Except as provided in subdivision (b), this chapter shall apply to any solicitation, negotiation, or procurement of life insurance occurring within this state.

(b) This chapter shall not apply to:

(1) Variable life insurance.

(2) Individual and group annuity contracts.

(3) Credit life insurance.

(4) Life insurance policies with no illustrated death benefits on any individual exceeding ten thousand dollars ($10,000).

(5) Franchise life insurance.

(6) Group term life insurance.

(7) Life insurance policies issued in connection with pension and welfare plans as defined by and subject to the federal Employee Retirement Income Security Act (29 U.S.C. Sec. 1001 and following), as amended.

## Nearby sections

- [Cal. INS § 10509.970 Section 10509.970](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.970.md)
- [Cal. INS § 10509.971 Section 10509.971](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.971.md)
- [Cal. INS § 10509.972 Section 10509.972](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.972.md)
- [Cal. INS § 10509.973 Section 10509.973](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.973.md)
- [Cal. INS § 10509.974 Section 10509.974](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.974.md)
- [Cal. INS § 10509.975 Section 10509.975](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.975.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P2_C5.6_S10509.974. Check the current official text before relying on it. Not legal advice.