# Cal. INS § 2054: Section 2054

> California · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2054

## Section

- **Citation:** Cal. INS § 2054
- **Heading:** Section 2054
- **Jurisdiction:** California
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** California Code / Code ins / Division 2 / Part 1 / Chapter 2 / Article 2 / Section 2054

## Text

In the absence of any change increasing the risk without the consent of the insurer or of fraud on the part of the insured, and except as provided in Sections 2056 and 2058, the insurer under such a valued policy shall pay losses as follows:

(a) In case of a total loss, the whole amount insured upon the insured’s interest in such building or structure, as stated in the policy and upon which the insurers have received a premium.

(b) In case of a partial loss the full amount of the partial loss.

(c) In case there are two or more policies covering the insured’s interest, each policy shall contribute pro rata to the payment of such whole or partial loss.

## Nearby sections

- [Cal. INS § 2050 Section 2050](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2050.md)
- [Cal. INS § 2051 Section 2051](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2051.md)
- [Cal. INS § 2051.5 Section 2051.5](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2051.5.md)
- [Cal. INS § 2052 Section 2052](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2052.md)
- [Cal. INS § 2053 Section 2053](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2053.md)
- [Cal. INS § 2054 Section 2054](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2054.md)
- [Cal. INS § 2055 Section 2055](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2055.md)
- [Cal. INS § 2056 Section 2056](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2056.md)
- [Cal. INS § 2057 Section 2057](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2057.md)
- [Cal. INS § 2058 Section 2058](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2058.md)
- [Cal. INS § 2060 Section 2060](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2060.md)
- [Cal. INS § 2061 Section 2061](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2061.md)
- [Cal. INS § 2062 Section 2062](https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2062.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_CA_Cins_D2_P1_C2_A2_S2054. Check the current official text before relying on it. Not legal advice.