# A.R.S. § 12-548: 12-548 Contract in writing for debt; six year limitation; choice of law

> Arizona · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S548

## Section

- **Citation:** A.R.S. § 12-548
- **Heading:** 12-548 Contract in writing for debt; six year limitation; choice of law
- **Jurisdiction:** Arizona
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Arizona Code / Title 12 / Chapter 5 / Article 3 / Section 548

## Text

12-548. Contract in writing for debt; six year limitation; choice of law

A. An action for debt shall be commenced and prosecuted within six years after the cause of action accrues, and not afterward, if the indebtedness is evidenced by or founded on either of the following:

1. A contract in writing that is executed in this state.

2. A credit card as defined in section 13-2101, paragraph 3, subdivision (a).

B. If there is a conflict between another jurisdiction and this state relating to the statute of limitations for a debt action as described in subsection A of this section, this section applies.

## Nearby sections

- [A.R.S. § 12-541 12-541 Malicious prosecution; false imprisonment; libel or slander; seduction or breach of promise of marriage; breach of employment contract; wrongful termination; liability created by statute; one year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S541.md)
- [A.R.S. § 12-542 12-542 Injury to person; injury when death ensues; injury to property; conversion of property; forcible entry and forcible detainer; two year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S542.md)
- [A.R.S. § 12-543 12-543 Oral debt; stated or open account; relief on ground of fraud or mistake; three year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S543.md)
- [A.R.S. § 12-544 12-544 Bond to convey realty; partnership account; account between merchants; judgment or instrument given or made without the state; four year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S544.md)
- [A.R.S. § 12-545 12-545 Bond of personal representative or guardian; four year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S545.md)
- [A.R.S. § 12-546 12-546 Specific performance of contract to convey realty; four year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S546.md)
- [A.R.S. § 12-547 12-547 Failure to make return on execution; five year limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S547.md)
- [A.R.S. § 12-548 12-548 Contract in writing for debt; six year limitation; choice of law](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S548.md)
- [A.R.S. § 12-549 12-549 Foreign judgment](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S549.md)
- [A.R.S. § 12-550 12-550 General limitation](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S550.md)
- [A.R.S. § 12-551 12-551 Product liability](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S551.md)
- [A.R.S. § 12-552 12-552 Actions involving development of real property design, engineering and construction of improvements](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S552.md)
- [A.R.S. § 12-553 12-553 Limited liability of equine owners and owners of equine facilities; exception; definitions](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S553.md)
- [A.R.S. § 12-554 12-554 Limited liability; baseball facilities; definitions](https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S554.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_AZ_T12_C5_A3_S548. Check the current official text before relying on it. Not legal advice.