# Ark. Code Ann. § 23-63-110: Policy cancellation or premium increase

> Arkansas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-110

## Section

- **Citation:** Ark. Code Ann. § 23-63-110
- **Heading:** Policy cancellation or premium increase
- **Jurisdiction:** Arkansas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** AR Code / Title 23 / Chapter 63 / Subchapter 1 / Section 23-63-110

## Text

(a) No insurance policy or contract after being issued by an insurer authorized to transact business in this state may be cancelled nor may the premium for such a policy be increased solely as a result of claims made under the policy which resulted in no loss to the insurer. (b) The following shall not be treated as a claim made under the policy or used to cancel or increase the premium of a policy or contract of insurance: (1) A request for policy information; or (2) A discussion between an insured and an insurer or producer as to whether an event is covered under an insurance policy, provided that the event does not materially increase the risk insured. (c) This section shall not apply to annuities or workers' compensation, life, disability, accident and health, or long-term care insurance. (d) Any insurer that violates the provisions of this section shall be subject to the procedure and penalties provided under the Trade Practices Act, § 23-66-201 et seq. Acts 2001, No. 302, § 1; 2005, No. 1697, § 4.

(a) No insurance policy or contract after being issued by an insurer authorized to transact business in this state may be cancelled nor may the premium for such a policy be increased solely as a result of claims made under the policy which resulted in no loss to the insurer.

(b) The following shall not be treated as a claim made under the policy or used to cancel or increase the premium of a policy or contract of insurance: (1) A request for policy information; or (2) A discussion between an insured and an insurer or producer as to whether an event is covered under an insurance policy, provided that the event does not materially increase the risk insured.

(1) A request for policy information; or

(2) A discussion between an insured and an insurer or producer as to whether an event is covered under an insurance policy, provided that the event does not materially increase the risk insured.

(c) This section shall not apply to annuities or workers' compensation, life, disability, accident and health, or long-term care insurance.

(d) Any insurer that violates the provisions of this section shall be subject to the procedure and penalties provided under the Trade Practices Act, § 23-66-201 et seq.

Acts 2001, No. 302, § 1; 2005, No. 1697, § 4.

## Nearby sections

- [Ark. Code Ann. § 23-63-102 Retaliation for foreign taxes, fees, restrictions, etc](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-102.md)
- [Ark. Code Ann. § 23-63-103 Retaliation for unjustified refusal to permit business because of similar name](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-103.md)
- [Ark. Code Ann. § 23-63-104 Domicile of alien insurer](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-104.md)
- [Ark. Code Ann. § 23-63-105 Service contracts to perform administrative functions](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-105.md)
- [Ark. Code Ann. § 23-63-107 Prompt processing of payment by insurer](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-107.md)
- [Ark. Code Ann. § 23-63-109 Natural causes](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-109.md)
- [Ark. Code Ann. § 23-63-110 Policy cancellation or premium increase](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-110.md)
- [Ark. Code Ann. § 23-63-111 Policyholder's right to loss information - Definition](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-111.md)
- [Ark. Code Ann. § 23-63-112 Notice of intent to settle](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-112.md)
- [Ark. Code Ann. § 23-63-113 Agreement required for access to contracting agent's panel of contracted healthcare providers or contracted reimbursement rates - Identification of network discounts applicable to provider claims required on subscriber identification cards - Definitions](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-113.md)
- [Ark. Code Ann. § 23-63-114 Written management and service agreements](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-114.md)
- [Ark. Code Ann. § 23-63-115 Agreement between insurers and dentists establishing fees for noncovered service prohibited - Definitions](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-115.md)
- [Ark. Code Ann. § 23-63-116 Retaliatory tax credit](https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-116.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_AR_T23_C63_S1_S23-63-110. Check the current official text before relying on it. Not legal advice.