# Ala. Code § 27-12A-5: Section 27-12A-5 Transacting Insurance Without a License

> Alabama · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-5

## Section

- **Citation:** Ala. Code § 27-12A-5
- **Heading:** Section 27-12A-5 Transacting Insurance Without a License
- **Jurisdiction:** Alabama
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Alabama Code / Title 27 / Chapter 12A / Section 27-12A-5

## Text

(a) A person commits the crime of transacting insurance without a license if he or she knowingly transacts the business of insurance in violation of laws requiring a license, certificate of authority, or other legal authority for the transaction of the business of insurance.

(b) Transacting insurance without a license is a Class A misdemeanor.

## Nearby sections

- [Ala. Code § 27-12A-1 Section 27-12A-1 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-1.md)
- [Ala. Code § 27-12A-1.1 Section 27-12A-1.1 Legislative Intent](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-1.1.md)
- [Ala. Code § 27-12A-2 Section 27-12A-2 Insurance Fraud - Definition](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-2.md)
- [Ala. Code § 27-12A-3 Section 27-12A-3 Insurance Fraud in the First Degree](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-3.md)
- [Ala. Code § 27-12A-4 Section 27-12A-4 Insurance Fraud in the Second Degree](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-4.md)
- [Ala. Code § 27-12A-5 Section 27-12A-5 Transacting Insurance Without a License](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-5.md)
- [Ala. Code § 27-12A-6 Section 27-12A-6 Statute of Limitations; Disqualification from Engaging in the Business of Insurance](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-6.md)
- [Ala. Code § 27-12A-7 Section 27-12A-7 Enforcement](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-7.md)
- [Ala. Code § 27-12A-8 Section 27-12A-8 Licensing Penalties for Insurance Fraud](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-8.md)
- [Ala. Code § 27-12A-9 Section 27-12A-9 Administrative Cease and Desist Authority](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-9.md)
- [Ala. Code § 27-12A-10 Section 27-12A-10 Promulgation of Rules](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-10.md)
- [Ala. Code § 27-12A-20 Section 27-12A-20 Fraud Warning](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-20.md)
- [Ala. Code § 27-12A-21 Section 27-12A-21 Mandatory Reporting Requirements](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-21.md)
- [Ala. Code § 27-12A-22 Section 27-12A-22 Immunity from Liability](https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-22.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_AL_T27_C12A_S27-12A-5. Check the current official text before relying on it. Not legal advice.