# Alaska Stat. § 21.55.130: Preexisting conditions

> Alaska · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.130

## Section

- **Citation:** Alaska Stat. § 21.55.130
- **Heading:** Preexisting conditions
- **Jurisdiction:** Alaska
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** AK Code / Title 21 / Chapter 21.55 / Section 21.55.130

## Text

(a) A preexisting condition exclusion in a state plan may not exclude coverage of a preexisting condition unless (1) the condition first manifested itself within the period of three months immediately before the effective date of coverage in a manner that would cause a reasonably prudent person to seek diagnosis, care, or treatment; or

(2) medical advice or treatment was recommended or received within the period of three months immediately before the effective date of coverage.

(b) A policy may not exclude coverage for a loss due to preexisting conditions for a period greater than six months following the effective date of coverage.

(c) A state plan issued to a person whose previous subscriber contract, health policy, or Medicare supplement policy was involuntarily terminated shall credit the time covered under the previous contract or policy toward an exclusion for preexisting conditions under the state plan if the previous contract or policy had a similar preexisting condition exclusion and the person applies for a state plan within 31 days after termination of the previous contract or policy. If a person covered by this subsection is accepted by the plan administrator and pays a specified premium for retroactive coverage, the state plan is effective retroactively to the date that the person's previous contract or policy terminated.

(d) A state plan issued to a federally defined eligible individual may not impose a preexisting condition exclusion.

(e) A state plan issued to a qualified TAA eligible individual may not impose a preexisting condition exclusion.

## Nearby sections

- [Alaska Stat. § 21.55.010 Creation; membership; information from members.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.010.md)
- [Alaska Stat. § 21.55.020 Board of directors; organization.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.020.md)
- [Alaska Stat. § 21.55.030 General powers.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.030.md)
- [Alaska Stat. § 21.55.040 Plan of operation.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.040.md)
- [Alaska Stat. § 21.55.050 Administrative Procedure Act.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.050.md)
- [Alaska Stat. § 21.55.060 Tax exemption.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.060.md)
- [Alaska Stat. § 21.55.100 Types of insurance plans.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.100.md)
- [Alaska Stat. § 21.55.110 Minimum benefits of state health insurance plan.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.110.md)
- [Alaska Stat. § 21.55.120 Deductibles and copayments.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.120.md)
- [Alaska Stat. § 21.55.130 Preexisting conditions.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.130.md)
- [Alaska Stat. § 21.55.140 Care and services not covered.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.140.md)
- [Alaska Stat. § 21.55.150 State plan premiums.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.150.md)
- [Alaska Stat. § 21.55.200 Selection of a plan administrator.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.200.md)
- [Alaska Stat. § 21.55.210 Duties of plan administrator.](https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.210.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_AK_T21_C21.55_S21.55.130. Check the current official text before relying on it. Not legal advice.