# SSR 70-19c: SSR 70-19c: SECTION 202(e) (1). -- REMARRIAGE BEFORE AGE 60 -- ESTOPPEL -- RELIANCE BY WIDOW ON INFORMATION FROM AN OFFICIAL SOURCE

> Federal · Rulings · In force

URL: https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_70_19c

## Section

- **Citation:** SSR 70-19c
- **Heading:** SSR 70-19c: SECTION 202(e) (1). -- REMARRIAGE BEFORE AGE 60 -- ESTOPPEL -- RELIANCE BY WIDOW ON INFORMATION FROM AN OFFICIAL SOURCE
- **Jurisdiction:** Federal
- **Kind:** Rulings
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Social Security Rulings / OASI / Widow(er)'s Insurance benefits / SSR 70-19c

## Text

20 CFR 404.329

SSR 70-19c

Terrell v. Finch , 302 F. Supp. 1063 (U.S.D.C., S.D. Tex.,
9/11/69)

SINGLETON, JR., District Judge : This is an action under § 205(g)
of the Social Security Act, as amended, 42 U.S.C. § 405(g) (Supp. 1969),
to review a final decision of the Secretary of Health, Education, and
Welfare, denying plaintiff's claim to widow's insurance benefits. This
cause is now before the Court on cross motions for summary judgment.

Plaintiff filed an application for widow's insurance benefits on August
17, 1966. Plaintiff claimed entitlement on the account of James Oliver
Sills, her deceased former husband. The application was denied and the
denial was affirmed upon reconsideration. On October 28, 1967, a hearing
was held in Houston, Texas. The hearing examiner rendered his decision on
October 30, 1967. He found plaintiff had remarried on November 2, 1966,
prior to the time she had attained age sixty, and thus she was not
entitled to widow's benefits on her deceased husband's account.

At the hearing plaintiff testified that she had made inquiry at the local
office of the Social Security Administration with regard to the effect of
her remarriage on her entitlement to widow's insurance benefits. She
testified that an employee of the Social Security Administration assured
her that remarriage would not affect her Social Security benefits. In
reliance on this misinformation, plaintiff remarried twenty-six days
before her sixtieth birthday. She testified that she would not have
remarried when she did, if she had known that as a consequence of the
remarriage she would lose her widow's benefits.
ed that an employee of the Social Security Administration assured
her that remarriage would not affect her Social Security benefits. In
reliance on this misinformation, plaintiff remarried twenty-six days
before her sixtieth birthday. She testified that she would not have
remarried when she did, if she had known that as a consequence of the
remarriage she would lose her widow's benefits.

The hearing examiner found that plaintiff's story "has a ring of truth in
it and I credit her fully with testimony that she has given." After
reviewing the record, this Court is convinced that all of the hearing
examiner's findings are supported by substantial evidence. Plaintiff does
not dispute the hearing examiner's findings of fact. The dispute before
the Court is one of law. Plaintiff contends that the doctrine of equitable
estoppel applies to the facts at hand. An employee of the government
misrepresented a material fact to plaintiff and she relied on that
misrepresentation to her detriment. Therefore, plaintiff contends that the
government should be estopped from denying her the widow's insurance
benefits.

Section 202(e) of the Social Security Act, as amended, 42 U.S.C. § 402(e)
(Supp. 1969), in part, reads as follows:

* * * * * * *

There is no doubt that the local employee of the Social Security
Administration who purportedly misinformed plaintiff was not authorized to
make the representation in question.

Ewing v. Risher, supra; Flamm v. Ribicoff, supra; and Taylor v.
Fleming, supra , are all cases in which local Social Security employees
allegedly misinformed claimants. In each case the courts ruled that
estoppel would not apply. In Taylor , a plaintiff seeking dependent
parent's insurance benefits was erroneously informed that she did not have
to file a proof of support. In ruling that estoppel did not apply the
Court said:
f, supra; and Taylor v.
Fleming, supra , are all cases in which local Social Security employees
allegedly misinformed claimants. In each case the courts ruled that
estoppel would not apply. In Taylor , a plaintiff seeking dependent
parent's insurance benefits was erroneously informed that she did not have
to file a proof of support. In ruling that estoppel did not apply the
Court said:

The right to widow's insurance benefits that plaintiff seeks to enforce
here is one created by statute, not by common law. Plaintiff must comply
with the statutory requirements in order to have an enforceable right. The
unauthorized act of a government employee cannot vary the requirements
established by Congress.

There are instances in which the doctrine of equitable estoppel may be
applied against the Government. In most instances the doctrine is only
applied when:

It is clear that the present case does not meet the above standard,
particularly in that the agent in question acted beyond the limits of his
authority, and the granting of estoppel here would work a violation of the
Social Security Act.

Therefore, for the reasons set forth above, defendant's motion for
summary judgment should be granted.

## Nearby sections

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- [SSR 66-17c SSR 66-17c: SECTIONS 202(e)(1) and 202(j)(1). -- APPLICATION -- ORAL INQUIRY ABOUT BENEFITS -- NONESTOPPEL OF ADMINISTRATION](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_66_17c.md)
- [SSR 67-8 SSR 67-8: SECTION 202(e) and 216(c). -- WIDOW'S INSURANCE BENEFITS -- DEFINITION OF WIDOW -- ENTITLEMENT TO WIDOW'S INSURANCE ANNUITY UNDER RAILROAD RETIREMENT ACT IN MONTH BEFORE REMARRIAGE](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_67_8.md)
- [SSR 68-15 SSR 68-15: Rescinded 1978](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_15.md)
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- [SSR 68-71 SSR 68-71: Rescinded 1978](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_71.md)
- [SSR 69-4 SSR 69-4: Rescinded 1978](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_69_4.md)
- [SSR 70-19c SSR 70-19c: SECTION 202(e) (1). -- REMARRIAGE BEFORE AGE 60 -- ESTOPPEL -- RELIANCE BY WIDOW ON INFORMATION FROM AN OFFICIAL SOURCE](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_70_19c.md)
- [SSR 71-21c SSR 71-21c: SECTIONS 202(e) and 216(c)(5). -- WIDOW'S INSURANCE BENEFITS -- "DURATION OF MARRIAGE" REQUIREMENT -- CONSTITUTIONALITY OF STATE'S NONRECOGNITION OF COMMON-LAW MARRIAGES](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_71_21c.md)
- [SSR 71-52 SSR 71-52: Sections 202(e)(1) (42 U.S.C. 402(e)(1) — Filing For All Benefits — Widow's Insurance Benefits](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_71_52.md)
- [SSR 72-3 SSR 72-3: SECTIONS 202(e)(1) and 216(h)(1)(A) (42 U.S.C.A. 402(E)(1) and 416(h)(1)(A)). -- RELATIONSHIP -- VALIDITY OF DIVORCE OBTAINED OUTSIDE OF STATE](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_72_3.md)
- [SSR 72-4c SSR 72-4c: SECTIONS 202(e) and 223 (42 U.S.C. 402(e) and 42 U.S.C. 423). -- DISABLED WIDOW'S INSURANCE BENEFITS -- SEVERITY OF IMPAIRMENT -- ABILITY TO ENGAGE IN ANY GAINFUL ACTIVITY](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_72_4c.md)
- [SSR 72-52 SSR 72-52: SECTIONS 202(e) and 216(c)(5) (42 U.S.C. 402(e) and 416(c)(5). -- WIDOW'S INSURANCE BENEFITS -- "DURATION OF MARRIAGE" REQUIREMENT](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_72_52.md)
- [SSR 72-55 SSR 72-55c: SECTIONS 202(e)(1) and 205(c)(5)(A) and (B) (42 U.S.C. 402(e)(1) and 405(c)(5)(A) and (B)). -- REVISION OF EARNINGS RECORD AFTER "FINAL DECISION" -- TIME LIMITATION -- CONSTITUTIONALITY](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_72_55.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_70_19c. Check the current official text before relying on it. Not legal advice.
