# SSR 68-71: SSR 68-71: Rescinded 1978

> Federal · Rulings · Rescinded

URL: https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_71

## Section

- **Citation:** SSR 68-71
- **Heading:** SSR 68-71: Rescinded 1978
- **Jurisdiction:** Federal
- **Kind:** Rulings
- **Status:** Rescinded
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Social Security Rulings / OASI / Widow(er)'s Insurance benefits / SSR 68-71

## Text

SSR 68-71

Where a widow, after attaining age 60, remarried in 1964, and in 1966
obtained a rabbinical divorce while a resident of New York, and filed
application for reentitlement to widow's insurance benefits on the
earnings record of her deceased husband, held, (1) under New York
law, a rabbinical divorce obtained in that State against a New York
resident is of no legal effect in that State, and, accordingly, the
widow's remarriage continued in existence; and (2) since the widow cannot
meet the requirement of section 202(e)(1) of the Act that she be "not
married," her benefit can be no greater than 50 percent of her deceased
husband's primary insurance amount under section 202(e)(4) of the Act.

P, a fully insured worker, died in October 1962 survived by W, his widow.
W filed application and became entitled beginning October 1962 to widow's
insurance benefits under section 202(e)(1) of the Social Security Act. In
June 1964, W, then over age 60, married a worker who was not then entitled
to social security benefits. In accordance with section 202(e)(1)(D) of
the Act in effect at the time of this marriage, W's entitlement to
benefits terminated with the month preceding the month in which she
remarried, i.e., with May 1964. In May 1966, W obtained a divorce issued
by a rabbi and thereupon filed an application for reentitlement to widow's
insurance benefits.

Prior to enactment of the Social Security Amendments of 1965, a woman
could become entitled to widow's insurance benefits on her deceased
husband's earnings record only if (among other requirements and subject to
certain exceptions) she had not remarried after her husband's death. Under
section 202(e)(1) of the Act as amended, however, a woman may become
entitled or reentitled to widow's insurance benefits (but no later than
September 1965) ie, among other requirements, she is not then married,
regardless of any intervening marriage after her deceased husband's death
r requirements and subject to
certain exceptions) she had not remarried after her husband's death. Under
section 202(e)(1) of the Act as amended, however, a woman may become
entitled or reentitled to widow's insurance benefits (but no later than
September 1965) ie, among other requirements, she is not then married,
regardless of any intervening marriage after her deceased husband's death.
The amount of the widow's insurance benefit of a widow so entitled to it,
is equal to 82 1/2 percent of her deceased husband's primary insurance
amount.

Under section 202(e)(4) of the Act, as amended, if a widow marries after
attaining age 60, the marriage is deemed not to have occurred. Such a
marriage will not preclude entitlement or reentitlement to widow's
insurance benefits on the earnings record of the widow's deceased husband,
nor will it terminate entitlement to such benefits already existing at the
time of the marriage. (See SSR 66-37, C.B. 1966, p. 18.) While married,
however, the widow will be entitled to a widow's insurance benefit of only
50 percent of her deceased husband's primary insurance
amount. [*]

The foregoing provisions of section 202(e)(1) and 202(e)(4) of the Act as
amended are effective for widow's insurance benefits beginning no earlier
than September 1965, but in the case of individuals not entitled to
benefits for August 1965, only on the basis of an application filed in or
after July 1965.
nefit of only
50 percent of her deceased husband's primary insurance
amount. [*]

The foregoing provisions of section 202(e)(1) and 202(e)(4) of the Act as
amended are effective for widow's insurance benefits beginning no earlier
than September 1965, but in the case of individuals not entitled to
benefits for August 1965, only on the basis of an application filed in or
after July 1965.

W remarried in June 1964, after attaining age 60, and filed application
for reentitlement to widow's insurance benefits in May 1966. Under section
202(e)(4) of the Act, W may be reentitled to widow's insurance benefits
beginning with September 1965, but her benefit amount is limited to 50
percent of P's primary insurance amount. The issue presented in this case
is whether W's benefit amount should be increased under section 202(e)(1)
of the Act to 82 1/2 percent of P's primary insurance amount beginning
with May 1966, the month in which she obtained the rabbinical divorce.
This depends on whether, under applicable State law, the rabbinical
divorce terminated W's marriage to her second husband, so that beginning
with May 1966 W would be considered "not married" as required by section
202(e)(1).

The purported divorce between W and her second husband was obtained in
New York, the matrimonial domicile was there, and the parties are now
domiciliaries of New York. Thus the effect of the divorce will depend upon
what recognition will be accorded it under New York law. Under New York
law, a rabbinical divorce obtained in that State against a New York
resident has no legal effect in that State. Chertok v. Chertok, 208
App. Div. 161, 203 N.Y. Supp. 163 (1st Dept. 1924). In the Chertok case, the Appellate Division stated:
now
domiciliaries of New York. Thus the effect of the divorce will depend upon
what recognition will be accorded it under New York law. Under New York
law, a rabbinical divorce obtained in that State against a New York
resident has no legal effect in that State. Chertok v. Chertok, 208
App. Div. 161, 203 N.Y. Supp. 163 (1st Dept. 1924). In the Chertok case, the Appellate Division stated:

The whole defense here is based on the rabbinical divorce obtained by
defendant from a rabbi in the borough of Brooklyn, New York City, while
defendant was domiciled in this city and under the jurisdiction of the
laws of this state. The Constitution of the state of New York (Article 1
§9) provides:

"Nor shall any divorce be granted otherwise than by due judicial
proceedings."

In view of this and the inhibition contained in section 1450 of the Penal
Law [* * *] we must hold that the writing, purporting to be a divorce
obtained from a rabbi in Brooklyn, cannot be recognized as having any
effect in this state * * *. It would be a curious anomaly in the law to
recognize as having any validity here an act expressly prohibited by
statute and made punishable as a misdemeanor.

Since the rabbinical divorce was ineffective under New York law, W's
remarriage is not terminated.

Accordingly, it is held that as long as W's marriage to her second
husband continues, she is entitled to widow's insurance benefits only
under section 202(e)(4) of the Act, and therefore her benefit amount must
remain at 50 percent of P's primary insurance amount.

[*] Under section 202(e)(3) of
the Act, if a widow, while entitled to widow's insurance benefits, marries a man who is entitled to childhood disability benefits, widower's
insurance benefits, or parent's insurance benefits, the widow's benefit
amount will not be reduced to 60 percent of the deceased husband's primary
insurance amount, but will continue at the full rate of 82 1/2 percent.

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_71. Check the current official text before relying on it. Not legal advice.
