# SSR 68-5: SSR 68-5: Rescinded 1984

> Federal · Rulings · Rescinded

URL: https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_5

## Section

- **Citation:** SSR 68-5
- **Heading:** SSR 68-5: Rescinded 1984
- **Jurisdiction:** Federal
- **Kind:** Rulings
- **Status:** Rescinded
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Social Security Rulings / OASI / Lump-Sum Death Payments / SSR 68-5

## Text

20 CFR 404.356 and 404.1112

SSR 68-5

Where an insured worker is survived by a spouse who was "living in the
same household" with her at the time of her death but who neither paid the
burial expenses nor filed application for the lump-sum death payment, and
application authorizing payment of the lump sum expenses, held, under section 202(i) of the Social Security Act, the lump-sum death
payment may be made only to, and upon application by, the surviving spouse
without regard to the burial expenses, unless such spouse should die
before receiving payment.

W, a fully insured worker, died June 20, 1964, survived by her husband,
T. The couple married in 1954 and had been living together in the same
household when W died. Funeral arrangements were made jointly by H, the
sister of W, and by T. It was agreed that H was to pay all burial expenses
except that which might be payable as the lump-sum death payment. On
November 10, 1964, H, having paid all but $200 of the burial expenses,
filed application for the lump-sum death payment and, in accordance with
the provisions of section 202(i) of the Social Security Act, she
authorized the Social Security Administration to make direct payment of
the lump sum to the funeral home through which the burial expenses had
been incurred. Although T had inquired as to payment of the lump-sum
benefit, no application was completed by him and his present whereabouts
is unknown.
nt and, in accordance with
the provisions of section 202(i) of the Social Security Act, she
authorized the Social Security Administration to make direct payment of
the lump sum to the funeral home through which the burial expenses had
been incurred. Although T had inquired as to payment of the lump-sum
benefit, no application was completed by him and his present whereabouts
is unknown.

Section 202(i) of the Act, as amended, provides in pertinent part that
upon the death of an individual who died fully or currently insured, an
amount equal to three times such individual's primary insurance amount, or
an amount equal to $255, whichever is smaller, shall be paid in a lump sum
to the person, if any, determined by the Secretary to be the widow or
widower of the deceased and to have been living in the same household with
the deceased at the time of death. If there is no such person, or if such
person dies before receiving payment, then such amount is to be paid in
the following order:

- To the funeral home, for unpaid burial expenses incurred by or through
such home. This may be paid to the funeral home if, within 2 years after
the date of the worker's death, application is filed by a person who
assumed responsibility for the payment of all or part of the burial
expenses. If nobody assumes such responsibility within 90 days after the
date of the worker's death, payment of such amount may be made directly to
the funeral home on its own application.

- To the person or persons who actually paid burial expenses of the worker
incurred by or through a funeral home.

- To the person or persons who actually paid burial expenses of the worker
which were not incurred by or through a funeral home, such as expenses of
opening and closing the grave and providing the burial plot.
t may be made directly to
the funeral home on its own application.

- To the person or persons who actually paid burial expenses of the worker
incurred by or through a funeral home.

- To the person or persons who actually paid burial expenses of the worker
which were not incurred by or through a funeral home, such as expenses of
opening and closing the grave and providing the burial plot.

To the funeral home, for unpaid burial expenses incurred by or through
such home. This may be paid to the funeral home if, within 2 years after
the date of the worker's death, application is filed by a person who
assumed responsibility for the payment of all or part of the burial
expenses. If nobody assumes such responsibility within 90 days after the
date of the worker's death, payment of such amount may be made directly to
the funeral home on its own application.

To the person or persons who actually paid burial expenses of the worker
incurred by or through a funeral home.

To the person or persons who actually paid burial expenses of the worker
which were not incurred by or through a funeral home, such as expenses of
opening and closing the grave and providing the burial plot.

The term "living in the same household" is defined in section 404.1112 of
Social Security Administration Regulations No. 4 (20 CFR 404.1112) as
follows:

(a) Defined. —A husband and wife were "living in the same
household" if they customarily lived together as husband and wife in the
same place of abode. The temporary absence of one spouse from such place
of abode does not preclude a finding that they were "living in the same
household"

*     *     *
*    *    *
curity Administration Regulations No. 4 (20 CFR 404.1112) as
follows:

(a) Defined. —A husband and wife were "living in the same
household" if they customarily lived together as husband and wife in the
same place of abode. The temporary absence of one spouse from such place
of abode does not preclude a finding that they were "living in the same
household"

*     *     *
*    *    *

(d) Time When "Living in the Same Household" Had to
Exist. —The determination as to whether the parties were "living
in the same household" shall be based upon the facts and circumstances as
of the time of death of the spouse on whose earnings record a lump-sum
death payment is claimed.

From the information supplied by H and T there is no dispute as to the
existing marriage between W and T; nor is there any dispute as to their
living together in the same household at the time of W's death; nor is
there any indication that T has died, even though his whereabouts is
unknown.

The questions presented are whether the funeral home may be paid the
lump-sum death payment as authorized by H in her application of November
10, 1964, and whether H is entitled to all or any part of the lump-sum
death payment on the basis of her application.

Where the evidence establishes, as in this case, that the deceased worker
is survived by a spouse who was living in the same household with the
worker at the time of death, section 202(i) of the Act is specific in
providing that only such surviving spouse of the deceased worker is, upon
filing an application, entitled to the lump-sum death payment. Such
entitlement is not contingent on the surviving spouse's payment of any
part of the burial expenses. In the circumstances present in this case,
the lump sum payable solely on the basis of marital relationship and
without regard to who paid or might be obligated to pay the burial
expenses, and whether or not the funeral home by or through which burial
expenses were incurred remains unpaid
entitlement is not contingent on the surviving spouse's payment of any
part of the burial expenses. In the circumstances present in this case,
the lump sum payable solely on the basis of marital relationship and
without regard to who paid or might be obligated to pay the burial
expenses, and whether or not the funeral home by or through which burial
expenses were incurred remains unpaid. If a spouse eligible to receive the
lump-sum death payment survives, whether or not he has filed application,
payment cannot be made to any other person or to a funeral home, unless
such surviving spouse should die before receiving payment.

Accordingly, it is held, that the funeral home may not be paid the
lump-sum death payment, nor is H entitled to any part of such payment
despite her payment of most of the burial expenses, since the deceased
worker is survived by a spouse who was living in the same household with
her at the time of her death.

## Nearby sections

- [SSR 61-55 SSR 61-55. GOOD CAUSE FOR EXTENSION OF 2-YEAR LIMITATION FOR FILING APPLICATION FOR LUMP-SUM DEATH PAYMENT -- INCOMPLETE INFORMATION; WRITTEN STATEMENT CONSIDERED APPLICATION FOR BENEFITS](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_61_55.md)
- [SSR 64-5 SSR 64-5: SECTION 202(i). -- LUMP-SUM DEATH PAYMENT -- "LIVING IN THE SAME HOUSEHOLD"](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_64_5.md)
- [SSR 66-16c SSR 66-16c: SECTION 202(i). -- LUMP-SUM DEATH PAYMENT -- "LIVING IN THE SAME HOUSEHOLD"](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_66_16c.md)
- [SSR 68-5 SSR 68-5: Rescinded 1984](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_5.md)
- [SSR 68-44 SSR 68-44: Rescinded 1984](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_44.md)
- [SSR 73-39c SSR 73-39c: Rescinded 1981](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_73_39c.md)
- [SSR 73-40 SSR 73-40: Rescinded 1981](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_73_40.md)
- [SSR 79-24 SSR 79-24: SECTION 202(i) (42 U.S.C. 402(i)) LUMP-SUM DEATH PAYMENT -- LIVING IN THE SAME HOUSEHOLD](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_79_24.md)
- [SSR 82-50 SSR 82-50: TITLE II: DEFINITION OF LIVING IN THE SAME HOUSEHOLD](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_82_50.md)
- [SSR 85-24a SSR 85-24a: SECTION 202(i) (42 U.S.C. 402(i) LUMP-SUM DEATH PAYMENT --DETERMINING ENTITLEMENT -- WORKER DIED AFTER AUGUST 1981](https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_85_24a.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/SSA_SSR_OASI_SSR_68_5. Check the current official text before relying on it. Not legal advice.
