# OK Bulletin 2023-10: Bulletin No. 2023-10 (REVISED 12/16/2024) New Medicare Supplement Enrollment Requirements

> Oklahoma · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/OK_INS_B_2023-10

## Section

- **Citation:** OK Bulletin 2023-10
- **Heading:** Bulletin No. 2023-10 (REVISED 12/16/2024) New Medicare Supplement Enrollment Requirements
- **Jurisdiction:** Oklahoma
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Oklahoma Insurance Department Bulletins / Bulletin No. 2023-10 (REVISED 12/16/2024) New Medicare Supplement Enrollment Requirements

## Text

BULLETIN NO. 10-2023 (REVISED)

TO:
ALL HEALTH INSURANCE COMPANIES, HEALTH MAINTENANCE
ORGANIZATIONS, AND OTHER INTERESTED PARTIES

RE:
NEW MEDICARE SUPPLEMENT ENROLLMENT
REQUIREMENTS

FROM:

GLEN MULREADY, INSURANCE COMMISSIONER

DATE:
SEPTEMBER 1, 2023 (REVISED 12/13/2024)

Effective September 1, 2023, amendments to the Oklahoma Insurance Department (“OID”)
Medicare supplement regulations create new enrollment requirements for Medicare supplement
issuers.

OAC 365:10-5-129(f)
Amendments to Oklahoma Administrative Code (“OAC”) 365:10-5-129(f) create new enrollment
opportunities for Medicare supplement policyholders. The regulation requires Medicare
supplement issuers to provide new supplement policies with the same or lesser benefits to current
Medicare supplement policyholders—regardless of current issuer—who have had no gap in
coverage greater than ninety (90) days since the last enrollment period of their existing policy.
Medicare supplement issuers that provide these policyholders a sixty (60) calendar day “open
enrollment” period beginning on the policyholder’s birthday each year, shall be deemed in
compliance with this rule. Previously, these policyholders have had no opportunity after initial
enrollment to move to any other Medicare supplement policies or issuers, trapping the
policyholders in policies with rising premium costs and no opportunity to search for lower
premium rates.

Issuers offering a new (i.e., succeeding) supplement policy shall waive medical underwriting or
preexisting exclusions if the new supplement policy offers the same or lesser benefits. Issuers of
the current (i.e., prior) policy are required to furnish a statement of benefits or other pertinent
information sufficient to permit verification of benefit determination to any new issuer upon
request
Issuers offering a new (i.e., succeeding) supplement policy shall waive medical underwriting or
preexisting exclusions if the new supplement policy offers the same or lesser benefits. Issuers of
the current (i.e., prior) policy are required to furnish a statement of benefits or other pertinent
information sufficient to permit verification of benefit determination to any new issuer upon
request.

OAC 365:10-5-129(g)
Amendments to OAC 365:10-5-129(g) require issuers of Medicare supplement policies to provide
notice to individuals under the age of sixty-five (65) enrolled in Medicare by reason of disability
of their eligibility for open enrollment to Medicare supplement policies upon reaching the age of
sixty-five (65). Issuers must provide this notice sixty (60) to ninety (90) days prior to the first day
of the first month in which the individual becomes sixty-five (65) years of age.

Questions concerning this bulletin should be directed to Nicole Nash, Deputy General Counsel, at
nicole.nash@oid.ok.gov and Mike Rhoads, Deputy Commissioner of Consumer Services, at
mike.rhoads@oid.ok.gov.

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- [OK Bulletin 2023-10 Bulletin No. 2023-10 (REVISED 12/16/2024) New Medicare Supplement Enrollment Requirements](https://www.frixlaw.com/law-library/statutes/OK_INS_B_2023-10.md)
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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/OK_INS_B_2023-10. Check the current official text before relying on it. Not legal advice.
