# NY Insurance Circular Letter (1943-12-21): Reserves for deferred maternity benefits under group hospitalization and surgical policies

> New York · Agency guidance · Rescinded

URL: https://www.frixlaw.com/law-library/statutes/NY_CL_CL1943_NN_12_21

## Section

- **Citation:** NY Insurance Circular Letter (1943-12-21)
- **Heading:** Reserves for deferred maternity benefits under group hospitalization and surgical policies
- **Jurisdiction:** New York
- **Kind:** Agency guidance
- **Status:** Rescinded
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** New York DFS Insurance Circular Letters / Reserves for deferred maternity benefits under group hospitalization and surgical policies.

## Text

December 21, 1943
SUBJECT: INSURANCE
WITHDRAWN
TO ALL COMPANIES WRITING GROUP HOSPITALIZATION EXPENSE AND SURGICAL OPERATION INSURANCE
Gentlemen:
The replies received to our circular letter of October 11, 1943, indicate general agreement as to the desirability of an additional reserve against deferred maternity benefits provided under group hospitalization expense and surgical operation policies. Accordingly, it is requested that each company include this reserve in its 1943 statement or, if the company desires, it will be acceptable if the full reserve is accumulated over a period such as four or five years.
Very truly yours
(Signed) ROBERT E. DINEEN
Superintendent of Insurance

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/NY_CL_CL1943_NN_12_21. Check the current official text before relying on it. Not legal advice.