# NE Insurance Company Bulletin CB-40: Underwriting Refusals Based Solely on Previous Non-Renewal, Rejection or Cancellation of Property and Casualty Insurance > Nebraska · Agency guidance · Superseded URL: https://www.frixlaw.com/law-library/statutes/NE_INS_CB_040 ## Section - **Citation:** NE Insurance Company Bulletin CB-40 - **Heading:** Underwriting Refusals Based Solely on Previous Non-Renewal, Rejection or Cancellation of Property and Casualty Insurance - **Jurisdiction:** Nebraska - **Kind:** Agency guidance - **Status:** Superseded - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Nebraska DOI Insurance Guidance Documents and Company Bulletins / Underwriting Refusals Based Solely on Previous Non-Renewal, Rejection or Cancellation of Property and Casualty Insurance ## Text STATE OF NEBRASKA DEPARTMENT OF INSURANCE Robert G. Lange Acting Director May 18, 1994 CB-40 (Amended) [LOGO] E. Benjamin Nelson Governor # BULLETIN SUBJECT: UNDERWRITING REFUSALS BASED SOLELY ON PREVIOUS NON-RENEWAL REJECTION OR CANCELLATION OF PROPERTY AND CASUALTY INSURANCE It has come to the attention of this Department that it is the practice of some property and casualty insurers to take underwriting action, usually either declining or placing a risk in a higher rated company, based solely upon an applicant's response to questions concerning previous nonrenewal, rejection or cancellation of the applicant's property and casualty insurance. It is this Department's position that no such action should be taken in underwriting a risk based solely upon the response to such questions. Additional information seeking the reasons for past nonrenewals, rejections or cancellations, should be solicited. The underlying reasons are essential for intelligent underwriting decisions. It is recommended that all companies review their applications either eliminating this question or expanding upon it to include the reasons. Robert G. Lange ROBERT G. LANGE Acting Director of Insurance 941 "O" Street • Suite 400 • Lincoln, Nebraska 68508-3690 • Phone (402) 471-2201 • Facsimile (402) 471-4610 An Equal Opportunity/Affirmative Action Employer Printed with soy ink on recycled paper ## Nearby sections - [NE Insurance Company Bulletin CB-4 Motorcycle Liability Insurance for Passengers](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_004.md) - [NE Insurance Company Bulletin CB-22 Title Insurance Companies, Mortgage Policies, Fees](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_022.md) - [NE Insurance Company Bulletin CB-26 Agency Billed Renewals](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_026.md) - [NE Insurance Company Bulletin CB-38 Schedule of Fees](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_038.md) - [NE Insurance Company Bulletin CB-40 Underwriting Refusals Based Solely on Previous Non-Renewal, Rejection or Cancellation of Property and Casualty Insurance](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_040.md) - [NE Insurance Company Bulletin CB-45 Assessment Companies - Limit on Assessments](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_045.md) - [NE Insurance Company Bulletin CB-49 Payment of Special Costs on Property Losses](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_049.md) - [NE Insurance Company Bulletin CB-50 Filing Procedures for Property and Casualty Insurance Companies](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_050.md) - [NE Insurance Company Bulletin CB-51 Use of Nebraska Company and NAIC Numbers](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_051.md) - [NE Insurance Company Bulletin CB-53 Submission of Life and/or Health Forms](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_053.md) - [NE Insurance Company Bulletin CB-56 Replacement of Life Insurance and Annuities](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_056.md) - [NE Insurance Company Bulletin CB-58 Aircraft as Qualified Investments](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_058.md) - [NE Insurance Company Bulletin CB-59 Actuarial Opinions](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_059.md) - [NE Insurance Company Bulletin CB-60 Quarterly Statement Filings](https://www.frixlaw.com/law-library/statutes/NE_INS_CB_060.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/NE_INS_CB_040. Check the current official text before relying on it. Not legal advice.