# ND Insurance Department Bulletin 10 (1971): Transfer from One Carrier to Another of Group Coverage of Accident, Health, or Accident and Health Insurance

> North Dakota · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/ND_INS_B_1971-010

## Section

- **Citation:** ND Insurance Department Bulletin 10 (1971)
- **Heading:** Transfer from One Carrier to Another of Group Coverage of Accident, Health, or Accident and Health Insurance
- **Jurisdiction:** North Dakota
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** North Dakota Insurance Department Bulletins and Commissioner Directives / Transfer from One Carrier to Another of Group Coverage of Accident, Health, or Accident and Health Insurance

## Text

Bulletin No. 10

## TRANSFER FROM ONE CARRIER TO ANOTHER OF GROUP COVERAGE OF ACCIDENT, HEALTH, OR ACCIDENT AND HEALTH INSURANCE

November 16, 1971

It has come to our attention that, in certain instances, group coverage of accident and health insurance benefits has been transferred from one carrier to another in a manner such that only those persons with average or better-than-average health would be covered under the group insurance program of the new carrier. Thus, persons with poorer-than-average health, may or may not be entitled to continuing coverage, on a guaranteed basis. We believe this practice to be discriminatory.

It is our firm belief that persons, with poorer-than-average health at the time of such transfer of coverage, should not be placed in the position of losing their coverage on account of such transfer. Accordingly, as and from this date, any such transfer of coverage must be negotiated on the basis of *all* eligible persons being covered under the group insurance program of the new carrier, irrespective of the current state of health of such persons, provided all such persons are currently covered under the present carrier's group insurance program.

J. O. WIGEN

Commissioner of Insurance

## Nearby sections

- [ND Insurance Department Bulletin 1 (1969) Certificate of Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-001.md)
- [ND Insurance Department Bulletin 1 (1975) Suspension of Insurance - Seasonal Vehicles](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1975-001.md)
- [ND Insurance Department Bulletin 2 (1969) Licensing of Agents](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-002.md)
- [ND Insurance Department Bulletin 2 (1975) Non-renewal and Cancellation Law - Named Driver Exclusion](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1975-002.md)
- [ND Insurance Department Bulletin 3 (1969) Bulletin 3](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-003.md)
- [ND Insurance Department Bulletin 4 (1970) Workmens' Compensation Exclusions in Health Insurance Policies and Contracts](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1970-004.md)
- [ND Insurance Department Bulletin 5 (1970) Participation in Mortgage Loans](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1970-005.md)
- [ND Insurance Department Bulletin 6 (1970) Replacement of Life Insurance and Annuities](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1970-006.md)
- [ND Insurance Department Bulletin 10 (1971) Transfer from One Carrier to Another of Group Coverage of Accident, Health, or Accident and Health Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1971-010.md)
- [ND Insurance Department Bulletin 11 (1972) Distribution of Information on Availability of Flood Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1972-011.md)
- [ND Insurance Department Bulletin 12 (1972) Rules Applicable to Advertising of Accident and Sickness Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1972-012.md)
- [ND Insurance Department Bulletin 13 (1973) Crop-hail Insurance Guidelines](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1973-013.md)
- [ND Insurance Department Bulletin 13a (1973) Crop-hail Insurance Guidelines (Amending Bulletin 13)](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1973-013A.md)
- [ND Insurance Department Bulletin 14 (1973) Unclaimed Funds](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1973-014.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ND_INS_B_1971-010. Check the current official text before relying on it. Not legal advice.