# ND Insurance Department Bulletin 1 (1969): Certificate of Insurance

> North Dakota · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-001

## Section

- **Citation:** ND Insurance Department Bulletin 1 (1969)
- **Heading:** Certificate of Insurance
- **Jurisdiction:** North Dakota
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** North Dakota Insurance Department Bulletins and Commissioner Directives / Certificate of Insurance

## Text

# INSURANCE DEPARTMENT BULLETINS

Bulletin No. 1

# CERTIFICATES OF INSURANCE

January 29, 1969

Certificates of Insurance have been and are being executed by some companies and agents which extend coverage beyond that afforded by the insurance contract being certified.

Certificates that provide coverage beyond that provided in the contract being certified may in effect become another and separate contract. In some instances an "Indemnity Agreement" or "Hold Harmless" agreement is made a part of these "Certificate of Insurance" forms.

It is the opinion of this department that an insurance company which executes such a "certificate" is going beyond the scope of its filings and is in violation of Section 26-28-04 of the North Dakota Century Code and subject to the penalties provided.

Effective immediately each Certificate of Insurance issued in this state must contain the following or similar statement:

"This Certificate of Insurance neither affirmatively nor negatively amends, extends or alters the coverage afforded by Policy No. ... issued by ..."

Companies are to inform their agents and personnel of this bulletin.

J. O. WIGEN

Commissioner of Insurance

## Nearby sections

- [ND Insurance Department Bulletin 1 (1969) Certificate of Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-001.md)
- [ND Insurance Department Bulletin 1 (1975) Suspension of Insurance - Seasonal Vehicles](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1975-001.md)
- [ND Insurance Department Bulletin 2 (1969) Licensing of Agents](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-002.md)
- [ND Insurance Department Bulletin 2 (1975) Non-renewal and Cancellation Law - Named Driver Exclusion](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1975-002.md)
- [ND Insurance Department Bulletin 3 (1969) Bulletin 3](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-003.md)
- [ND Insurance Department Bulletin 4 (1970) Workmens' Compensation Exclusions in Health Insurance Policies and Contracts](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1970-004.md)
- [ND Insurance Department Bulletin 5 (1970) Participation in Mortgage Loans](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1970-005.md)
- [ND Insurance Department Bulletin 6 (1970) Replacement of Life Insurance and Annuities](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1970-006.md)
- [ND Insurance Department Bulletin 10 (1971) Transfer from One Carrier to Another of Group Coverage of Accident, Health, or Accident and Health Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1971-010.md)
- [ND Insurance Department Bulletin 11 (1972) Distribution of Information on Availability of Flood Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1972-011.md)
- [ND Insurance Department Bulletin 12 (1972) Rules Applicable to Advertising of Accident and Sickness Insurance](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1972-012.md)
- [ND Insurance Department Bulletin 13 (1973) Crop-hail Insurance Guidelines](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1973-013.md)
- [ND Insurance Department Bulletin 13a (1973) Crop-hail Insurance Guidelines (Amending Bulletin 13)](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1973-013A.md)
- [ND Insurance Department Bulletin 14 (1973) Unclaimed Funds](https://www.frixlaw.com/law-library/statutes/ND_INS_B_1973-014.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/ND_INS_B_1969-001. Check the current official text before relying on it. Not legal advice.