# MS Insurance Bulletin 2019-1: Notice to Insurance Companies Regarding Policyholders Affected by the Federal Government Shutdown

> Mississippi · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/MS_INS_B_2019-01

## Section

- **Citation:** MS Insurance Bulletin 2019-1
- **Heading:** Notice to Insurance Companies Regarding Policyholders Affected by the Federal Government Shutdown
- **Jurisdiction:** Mississippi
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Mississippi Insurance Department Bulletins / Notice to Insurance Companies Regarding Policyholders Affected by the Federal Government Shutdown

## Text

[LOGO]

MIKE CHANEY
Commissioner of Insurance
State Fire Marshal

MARK HAIRE
Deputy Commissioner of Insurance

RICKY DAVIS
State Chief Deputy Fire Marshal

MISSISSIPPI INSURANCE DEPARTMENT

501 N. WEST STREET, SUITE 1001

WOOLFOLK BUILDING

JACKSON, MISSISSIPPI 39201

www.mid.ms.gov

MAILING ADDRESS

Post Office Box 79

Jackson, Mississippi 39205-0079

TELEPHONE: (601) 359-3569

FAX: (601) 359-2474

## MISSISSIPPI INSURANCE DEPARTMENT
BULLETIN 2019-1

## NOTICE TO INSURANCE COMPANIES REGARDING POLICYHOLDERS
AFFECTED BY THE FEDERAL GOVERNMENT SHUTDOWN

JANUARY 18, 2019

The federal government shutdown began on December 22, 2018, and has continued to this date. It is the longest federal government shutdown in history, and it affects approximately 800,000 federal employees and workers under contract with the affected federal agencies (hereinafter “affected policyholder(s)”), of which many are Mississippians.

To assist these affected Mississippians, the Mississippi Insurance Department (“MID”) is hereby strongly encouraging all insurance carriers in this state to work with the affected policyholders before issuing a cancellation or non-renewal of policies due to the non-payment of premiums.

This Bulletin shall apply to commercial property, homeowners, dwelling fire and commercial and personal automobile, health, accident and life policies.

Affected policyholders should contact their insurance carriers and inform said carrier that the policyholder is an affected policyholder. Likewise, insurers are encouraged to work with the affected policyholder when contacted to provide the requested relief where the circumstances so justify. Insurers are also encouraged to work with the affected policyholder in repaying the premiums that would have become due during the shutdown by either allowing a repayment plan or an extension in repaying the amount in full.
fected policyholder. Likewise, insurers are encouraged to work with the affected policyholder when contacted to provide the requested relief where the circumstances so justify. Insurers are also encouraged to work with the affected policyholder in repaying the premiums that would have become due during the shutdown by either allowing a repayment plan or an extension in repaying the amount in full.

This Bulletin applies only to cancellations/non-renewals that are attributed to a failure to pay premiums during the furlough period. If a policy is to be cancelled or non-renewed for any other allowable reason, the cancellation or non-renewal should be made pursuant to statutory notice requirements.

For those policies with a bank draft or electronic funds transfer arrangement, the MID is aware that the affected policyholder must contact their financial institution for these payments to cease. Therefore, the insurance company may continue deducting those premiums unless the affected policyholder contacts the insurance company and alternative arrangements are made.

Issued this the 18th day of January, 2019.

MIKE CHANEY
COMMISSIONER OF INSURANCE

## Nearby sections

- [MS Insurance Bulletin 80-1 Revised Temporary Guidelines for Submission of Life Insurance Policies With Projected Premium Rates Less Than or Equal To Maximum Premium Rates](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1980-01.md)
- [MS Insurance Bulletin 80-2(A) Revised Guidelines for Submission of Life Insurance Contracts That Provide Guaranteed Insurability Benefits Based Upon the Consumers Price Index](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1980-02A.md)
- [MS Insurance Bulletin 91-4 Health Insurance for Persons on Active Military Duty](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1991-04.md)
- [MS Insurance Bulletin 91-6 (Revised) Form for Payments to Volunteer Firefighters](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1991-06.md)
- [MS Insurance Bulletin 91-2181 Comprehensive Health Insurance Risk Pool Association](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1991-2181.md)
- [MS Insurance Bulletin 93-1 Voluntary Basic Health Insurance Coverage Law](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-01.md)
- [MS Insurance Bulletin 93-2 Fire Safety Bulletin](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-02.md)
- [MS Insurance Bulletin 93-3 Factory-Built Homes Laws](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-03.md)
- [MS Insurance Bulletin 93-4 Manufactured Housing Blocking, Anchoring and Tie-Downs](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-04.md)
- [MS Insurance Bulletin 93-5 Adjuster’s Continuing Education Requirements](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-05.md)
- [MS Insurance Bulletin 93-6 Revised Guidelines for Contracts](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-06.md)
- [MS Insurance Bulletin 93-7 Changes in Adjuster’s License Renewal Date](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-07.md)
- [MS Insurance Bulletin 93-8 Withdrawal of Mississippi Insurance Department Bulletin 93-8, Fire Services Development Program Eligibility Guidelines Administered by the MS Department of Insurance](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-08.md)
- [MS Insurance Bulletin 94-1 Health Insurance Rate Increases](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1994-01.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/MS_INS_B_2019-01. Check the current official text before relying on it. Not legal advice.
