# MS Insurance Bulletin 2007-4: Payment of sales taxes in a total auto loss > Mississippi · Agency guidance · In force URL: https://www.frixlaw.com/law-library/statutes/MS_INS_B_2007-04 ## Section - **Citation:** MS Insurance Bulletin 2007-4 - **Heading:** Payment of sales taxes in a total auto loss - **Jurisdiction:** Mississippi - **Kind:** Agency guidance - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Mississippi Insurance Department Bulletins / Payment of sales taxes in a total auto loss ## Text GEORGE DALE Commissioner of Insurance State Fire Marshal LEE HARRELL Deputy Commissioner of Insurance [LOGO] STATE OF MISSISSIPPI Mississippi Insurance Department 501 N. West Street 1001 Woolfolk Building (39201) Post Office Box 79 Jackson, Mississippi 39205-0079 (601) 359-3569 http://www.doi.state.ms.us ## MISSISSIPPI DEPARTMENT OF INSURANCE ## BULLETIN 2007-4 ## June 18, 2007 ## PAYMENT OF SALES TAXES IN A TOTAL AUTO LOSS The Mississippi Insurance Department ("Department") has received numerous requests from policyholders concerning whether personal auto coverage includes sales tax, title fees or license fees for the damaged automobile in the recovery of a total loss claim. Under current Mississippi law, there is no specific requirement for a personal auto coverage policy to contain a provision requiring the insurance company to pay sales tax, title fees or license fees in total loss situations. However, since at least May of 1994, industry standards, including The Fire Casualty & Surety Bulletins ("FC&S"), have recognized that paying a total loss claim includes making the policyholder "whole", which would include the payment of sales taxes, title fees or license fees. Accordingly, unless the automobile insurance policy clearly and unambiguously excludes these fees, the failure of an insurance company to pay these fees would call into serious question whether the policyholder has been made whole under the insurance contract. Therefore, unless an automobile insurance policy clearly and unambiguously excludes the recovery of sales taxes, title fees or license fees under a total loss claim, it is the position of this Department that those taxes and fees should be paid. ISSUED this the 18th day of June, 2007. George Dale GEORGE DALE COMMISSIONER OF INSURANCE ## Nearby sections - [MS Insurance Bulletin 80-1 Revised Temporary Guidelines for Submission of Life Insurance Policies With Projected Premium Rates Less Than or Equal To Maximum Premium Rates](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1980-01.md) - [MS Insurance Bulletin 80-2(A) Revised Guidelines for Submission of Life Insurance Contracts That Provide Guaranteed Insurability Benefits Based Upon the Consumers Price Index](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1980-02A.md) - [MS Insurance Bulletin 91-4 Health Insurance for Persons on Active Military Duty](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1991-04.md) - [MS Insurance Bulletin 91-6 (Revised) Form for Payments to Volunteer Firefighters](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1991-06.md) - [MS Insurance Bulletin 91-2181 Comprehensive Health Insurance Risk Pool Association](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1991-2181.md) - [MS Insurance Bulletin 93-1 Voluntary Basic Health Insurance Coverage Law](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-01.md) - [MS Insurance Bulletin 93-2 Fire Safety Bulletin](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-02.md) - [MS Insurance Bulletin 93-3 Factory-Built Homes Laws](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-03.md) - [MS Insurance Bulletin 93-4 Manufactured Housing Blocking, Anchoring and Tie-Downs](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-04.md) - [MS Insurance Bulletin 93-5 Adjuster’s Continuing Education Requirements](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-05.md) - [MS Insurance Bulletin 93-6 Revised Guidelines for Contracts](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-06.md) - [MS Insurance Bulletin 93-7 Changes in Adjuster’s License Renewal Date](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-07.md) - [MS Insurance Bulletin 93-8 Withdrawal of Mississippi Insurance Department Bulletin 93-8, Fire Services Development Program Eligibility Guidelines Administered by the MS Department of Insurance](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1993-08.md) - [MS Insurance Bulletin 94-1 Health Insurance Rate Increases](https://www.frixlaw.com/law-library/statutes/MS_INS_B_1994-01.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/MS_INS_B_2007-04. Check the current official text before relying on it. Not legal advice.