# MO Insurance Bulletin 2013-06: MO Insurance Bulletin 2013-06: Implementation of Senate Bill 62 (2011)

> Missouri · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_06

## Section

- **Citation:** MO Insurance Bulletin 2013-06
- **Heading:** MO Insurance Bulletin 2013-06: Implementation of Senate Bill 62 (2011)
- **Jurisdiction:** Missouri
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Missouri Department of Commerce and Insurance Bulletins / MO Insurance Bulletin 2013-06: Implementation of Senate Bill 62 (2011)

## Text

1
INSURANCE BULLETIN 13-06
Implementation of Senate Bill 62 (2011)
Issued September 24, 2013
To:
All health carriers doing business in Missouri.
All producers and all other interested parties.
From: John M. Huff, Director
Re:
Implementation and location of statutes administered by the DIFP within Senate Bill 62
(2011)
Please be advised, Senate Bill 62 (2011) enacted section 376.1190, which provides as follows:
1. Health carriers shall permit individuals to learn the amount of cost-sharing,
including deductibles, copayments, and coinsurance, under the individual's health
benefit plan or coverage that the individual would be responsible for paying with
respect to the furnishing of a specific item or service by a participating provider in a
timely manner upon the request of the individual. At a minimum, such information
shall be made available to such individual through an internet website and such other
means for individuals without access to the internet. As used in this section, the
terms "health carrier" and "health benefit plans" shall have the same meanings
assigned to them in section 376.1350.

2

2. This section shall not apply to a supplemental insurance policy, including a life
care contract, accident-only policy, specified disease policy, hospital policy
providing a fixed daily benefit only, Medicare supplement policy, long-term care
policy, hospitalization-surgical care policy, short-term major medical policy of six
months or less duration, or any other supplemental policy.
3. Any health care benefit mandate proposed after August 28, 2011, shall be subject
to review by the oversight division of the joint committee on legislative research.
The oversight division shall perform an actuarial analysis of the cost impact to
private and public payers of any new or revised mandated health care benefit
proposed by the general assembly after August 28, 2011, and a recommendation
shall be delivered to the speaker and the president pro tem prior to mandate being
enacted.
4
versight division of the joint committee on legislative research.
The oversight division shall perform an actuarial analysis of the cost impact to
private and public payers of any new or revised mandated health care benefit
proposed by the general assembly after August 28, 2011, and a recommendation
shall be delivered to the speaker and the president pro tem prior to mandate being
enacted.
4. The provisions of subsections 1 and 2 shall become effective on January 1, 2014.
The Reviser of Statutes has divided the above-referenced statute into two separate and distinct
statutes. Subsections 1, 2, and 4 can be found in the newly created section 376.446 while
subsection 3 remains in section 376.1190.
Please be advised, section 376.446 becomes effective on January 1, 2014.
This bulletin is for informational purposes only. Every health carrier operating in this state, every
health insurance producer, and all other interested parties are strongly encouraged to review this
law in its entirety to ensure compliance.

## Nearby sections

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- [MO Insurance Bulletin 2013-06 MO Insurance Bulletin 2013-06: Implementation of Senate Bill 62 (2011)](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_06.md)
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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_06. Check the current official text before relying on it. Not legal advice.
