# MO Insurance Bulletin 2012-01: MO Insurance Bulletin 2012-01: Implementation of House Bill 1150: Obtaining salvage titles and junking certificate

> Missouri · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/MO_INS_B_2012_01

## Section

- **Citation:** MO Insurance Bulletin 2012-01
- **Heading:** MO Insurance Bulletin 2012-01: Implementation of House Bill 1150: Obtaining salvage titles and junking certificate
- **Jurisdiction:** Missouri
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Missouri Department of Commerce and Insurance Bulletins / MO Insurance Bulletin 2012-01: Implementation of House Bill 1150: Obtaining salvage titles and junking certificate

## Text

INSURANCE BULLETIN 12-01
Implementation of HB 1150
Issued Aug. 29, 2012
To:
All insurance companies in Missouri writing automobile insurance coverage
From: John M. Huff, Director
Re:
Implementation of HB 1150 – Obtaining Salvage Titles and Junking Certificates
The Missouri Department of Insurance, Financial Institutions and Professional
Registration has received information from the Missouri Department of Revenue
regarding implementation of House Bill 1150, titled “Salvage Motor Vehicles, Scrap
Metal Operators, and Statutory Liens.”
House Bill 1150, in part, would allow an insurance company unable to obtain a title on a
damaged vehicle from a claimant to apply for a salvage title or junking certificate.
For the insurance industry, the Department of Revenue has prepared a brief overview of
the application process, which includes links to pertinent forms available on the
Department of Revenue’s website. That overview is included on the following page.
Questions about the application process should be directed to Steve Ahlers of the Motor
Vehicle Bureau, Missouri Department of Revenue, at 573-751-8749. Additional
assistance is available from DIFP’s Division of Market Regulation at 573-751-2430.

Missouri Department of Revenue

2012 Legislation – House Bill 1150

Important Information for Insurance Companies

Insurance Company Applying for a Salvage Title or Junking Certificate When Unable to Obtain Title
From Owner (301.193 RSMo):

Beginning August 28, 2012 an insurer that makes a total loss payment can obtain a salvage title or junking
certificate when the vehicle owner is unable to provide the title
venue

2012 Legislation – House Bill 1150

Important Information for Insurance Companies

Insurance Company Applying for a Salvage Title or Junking Certificate When Unable to Obtain Title
From Owner (301.193 RSMo):

Beginning August 28, 2012 an insurer that makes a total loss payment can obtain a salvage title or junking
certificate when the vehicle owner is unable to provide the title.

An insurance company may obtain a salvage title or junking certificate through this process under the
following circumstances:


The vehicle is currently titled in Missouri;

The insurer makes two written attempts to notify the owner of the intent to obtain the salvage title
or junking certificate;

The insurer notifies a lienholder of record (if applicable) of the intent to obtain the salvage title or
junking certificate or obtains a notarized lien release;

The insurer completes an Insurance Company Application for Salvage Title or Junking Certificate
(Form-5421) accompanied with the following:
o
Copy of proof of claim payment;
o
Copies of the two notices sent to the vehicle owner and evidence that such notices were
delivered to the owner;

Evidence of delivery is defined as the tracking documentation from an established
national postal or parcel delivery service (including but not limited to the US Post Office,
Federal Express, United Parcel Service, etc.).
o
Copy of the written notice to the lienholder or a notarized lien release if a lienholder exists
(proof of deliver is not required on the notice to the lienholder); and
o
$11.00 fee for a salvage title (payable to the Department of Revenue; includes $8.50 title fee
and $2.50 processing fee); or
o
$2.50 processing fee for a junking certificate (payable to the Department of Revenue)
tc.).
o
Copy of the written notice to the lienholder or a notarized lien release if a lienholder exists
(proof of deliver is not required on the notice to the lienholder); and
o
$11.00 fee for a salvage title (payable to the Department of Revenue; includes $8.50 title fee
and $2.50 processing fee); or
o
$2.50 processing fee for a junking certificate (payable to the Department of Revenue).

The Insurance Company Application for Salvage Title or Junking Certificate (Form-5421) can be
found at: http://dor.mo.gov/forms/5421.pdf

The Insurance Company Application for Salvage Title or Junking Certificate (Form-5421) will be
processed in the central office only. Documents and fees should be mailed to:

Motor Vehicle Bureau
Complex Unit
P.O. Box 2076
Jefferson City, MO 65105-2076

A salvage title or junking certificate will not be issued until 30 days after receipt of the completed
application and all required documentation pursuant to 301.193, RSMo.

For detailed information regarding this legislation, see House Bill 1150, Section 301.193, RSMo, at:
http://www.house.mo.gov/billtracking/bills121/biltxt/truly/HB1150T.htm

## Nearby sections

- [MO Insurance Bulletin 2001-04 MO Insurance Bulletin 2001-04: Senate Bill 894, 90th General Assembly](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2001_04.md)
- [MO Insurance Bulletin 2007-01 MO Insurance Bulletin 2007-01: Certain Filed Forms Exempt from Prior Approval by the Life and Healthcare Section](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2007_01.md)
- [MO Insurance Bulletin 2011-01 MO Insurance Bulletin 2011-01: Insurance coverage for autism and autism spectrum disorders](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2011_01.md)
- [MO Insurance Bulletin 2011-08 MO Insurance Bulletin 2011-08: Missouri's external review process](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2011_08.md)
- [MO Insurance Bulletin 2012-01 MO Insurance Bulletin 2012-01: Implementation of House Bill 1150: Obtaining salvage titles and junking certificate](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2012_01.md)
- [MO Insurance Bulletin 2013-02 MO Insurance Bulletin 2013-02: Market conduct information requests](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_02.md)
- [MO Insurance Bulletin 2013-03 MO Insurance Bulletin 2013-03: Implementation of Senate Bill 159](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_03.md)
- [MO Insurance Bulletin 2013-04 MO Insurance Bulletin 2013-04: Implementation of House Bill 315](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_04.md)
- [MO Insurance Bulletin 2013-05 MO Insurance Bulletin 2013-05: Implementation of Senate Bill 262](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_05.md)
- [MO Insurance Bulletin 2013-06 MO Insurance Bulletin 2013-06: Implementation of Senate Bill 62 (2011)](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2013_06.md)
- [MO Insurance Bulletin 2014-01 MO Insurance Bulletin 2014-01: Updated disaster contact information reporting form](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2014_01.md)
- [MO Insurance Bulletin 2014-02 MO Insurance Bulletin 2014-02: Extension of CMS transitional policy](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2014_02.md)
- [MO Insurance Bulletin 2014-03 REVISED MO Insurance Bulletin 2014-03 REVISED: Revised forms and submission process for T-6A and T-6B](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2014_03_REVISED.md)
- [MO Insurance Bulletin 2014-04 MO Insurance Bulletin 2014-04: Availability of electronic funds transfer (EFT) for filing submissions](https://www.frixlaw.com/law-library/statutes/MO_INS_B_2014_04.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/MO_INS_B_2012_01. Check the current official text before relying on it. Not legal advice.
