# DE Auto Bulletin No. 2: Premium Charges for Automobiles Principally Garaged Out-of-State but Registered in Delaware

> Delaware · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_2_19920415

## Section

- **Citation:** DE Auto Bulletin No. 2
- **Heading:** Premium Charges for Automobiles Principally Garaged Out-of-State but Registered in Delaware
- **Jurisdiction:** Delaware
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Delaware Department of Insurance Bulletins / Premium Charges for Automobiles Principally Garaged Out-of-State but Registered in Delaware

## Text

AUTO BULLETIN NO. 2

PREMIUM CHARGES FOR AUTOMOBILES PRINCIPALLY GARAGED
OUT-OF-STATE BUT REGISTERED IN DELAWARE

Original No. 73-1

Adopted January 15, 1973

Amended April 15, 1992

Because of numerous questions regarding charges for automobiles principally garaged out-of-
state, particularly the automobiles of college students, the following procedure should be followed:

Automobiles which are principally garaged out-of-state will be subject to a rate adjustment
reflecting the Bodily Injury (BI) rates of the state where garaged except Personal Injury Protection (PIP) and
Damage To Other Property (DTOP) will be subject to Delaware rates because they are the only filed rates
in existence for this particular coverage. If the state where the automobile is principally garaged has lower
BI rates, than an adjustment to reflect these lower rates will be in order.

The only exception to the above will be when another state has a rate filing which is similar to the
PIP filing in this State. In that case, the other state’s PIP filing may be used.

It is anticipated that every company shall make whatever rate adjustments are necessary to
insure the proper premium under the circumstances.

## Nearby sections

- [DE Auto Bulletin No. 1 Determination of Replacement Value of Automobiles](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_1_20180125.md)
- [DE Auto Bulletin No. 2 Premium Charges for Automobiles Principally Garaged Out-of-State but Registered in Delaware](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_2_19920415.md)
- [DE Auto Bulletin No. 3 Late Issuance of Renewal Policies](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_3_19920415.md)
- [DE Auto Bulletin No. 4 Salvaged or Junked Vehicles](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_4_19920415.md)
- [DE Auto Bulletin No. 5 Minimum Standards for Defensive Driving Course](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_5_19960710.md)
- [DE Auto Bulletin No. 7 Adoption of Section 3915 of Title 18 (refunds on auto-policy cancellations)](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_7_19920415.md)
- [DE Auto Bulletin No. 8 Implementation of Seat Belt Legislation](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_8_19920415.md)
- [DE Auto Bulletin No. 10 Personal Injury Protection (PIP)](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_10_19981015.md)
- [DE Auto Bulletin No. 17 Defensive Driving Course Discount](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_17_20100107.md)
- [DE Auto Bulletin No. 23 Widow’s Penalty – Increased Auto Rates for Widows and Widowers 606](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_23_20151006.md)
- [DE Auto Bulletin No. 24 Liability Carrier’s Obligation to Provide Coverage](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_24_20160308.md)
- [DE Auto Bulletin No. 25 Passage of HB 114 and HB 333](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_25_20180815.md)
- [DE Auto Bulletin No. 27 Notice of Signing of HS1 to HB 80, The Use of Credit Information in Personal Insurance Act, and the Withdrawal of Auto Bulletin No. 23](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_27_20170807.md)
- [DE Auto Bulletin No. 28 Auto Insurance Rate Information Required Annually 606](https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_28_20170915.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/DE_INS_AUTO_2_19920415. Check the current official text before relying on it. Not legal advice.