# CT Insurance Bulletin C-4: Credit Life and Credit Accident and Health Insurance

> Connecticut · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/CT_INS_C_4

## Section

- **Citation:** CT Insurance Bulletin C-4
- **Heading:** Credit Life and Credit Accident and Health Insurance
- **Jurisdiction:** Connecticut
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Connecticut Insurance Department Bulletins / Credit Life and Credit Accident and Health Insurance

## Text

Bulletin C-4
TO:
ALL INSURANCE COMPANIES LICENSED IN THE STATE OF CONNECTICUT AUTHORIZED TO WRITE LIFE AND ACCIDENT AND HEALTH INSURANCE
RE:
CREDIT LIFE AND CREDIT ACCIDENT AND HEALTH INSURANCE
December 15, 1983
The credit insurance rates permitted by this Department and promulgated in Bulletin C-3 assume that coverage will be made available to all eligible debtors who apply, and that the same limits of coverage will be made available to each applicant.
No company or its representative can impose a system of sliding scale coverage upon applicants wherein for example debtors who are between ages of 18 to 30 are given one set of benefits, those between 30 and 40 are given a lower set of benefits, those between 40 and 50 a still lower set of benefits, and so on.
Neither can a company or its representative refuse to issue coverage to a debtor or refuse to allow him to apply for coverage on the basis that he appears to be in ill health. Refusal to issue coverage must be based upon information obtained by the company's underwriting department on an application form that has been approved by this Department.
Please acknowledge receipt of this bulletin.
Peter W. Gillies
, Insurance Commissioner
Print Bulletin C-04

## Nearby sections

- [CT Insurance Bulletin C-3 Credit Life and Credit Accident and Health Insurance - Acceptable Premium Rates](https://www.frixlaw.com/law-library/statutes/CT_INS_C_3.md)
- [CT Insurance Bulletin C-4 Credit Life and Credit Accident and Health Insurance](https://www.frixlaw.com/law-library/statutes/CT_INS_C_4.md)
- [CT Insurance Bulletin CL-1-07 Loss of Use Payments Under Conn. Agencies Regs. Section 38a-334-1. ET SEQ](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_1_07.md)
- [CT Insurance Bulletin CL-3 Motor Vehicle Physical Damage Appraisals](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_3.md)
- [CT Insurance Bulletin CL-4 Public Act 03-55, an Act Requiring Notice to Personal Risk Policyholders Regarding Services Provided by the Connecticut Insurance Department](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_4.md)
- [CT Insurance Bulletin CL-5 Arbitration under C.G.S. §38a-9 and Conn. Agencies Reg. §38a-10-1 ET SEQ](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_5.md)
- [CT Insurance Bulletin CL-6 Rescission of Connecticut Insurance Department BULLETIN CL-2](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_6.md)
- [CT Insurance Bulletin FS-2 Custody of Securities](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_2.md)
- [CT Insurance Bulletin FS-4-23 Annual Statement Click here for Checklists](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4_23.md)
- [CT Insurance Bulletin FS-4-24 Annual Statement Click here for Checklists](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4_24.md)
- [CT Insurance Bulletin FS-4-25 Annual Statement Click here for Checklists](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4_25.md)
- [CT Insurance Bulletin FS-4AR-23 Financial Reporting Requirements for ALL ACCREDITED REINSURERS](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4AR_23.md)
- [CT Insurance Bulletin FS-4AR-24 Financial Reporting Requirements for ALL ACCREDITED REINSURERS](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4AR_24.md)
- [CT Insurance Bulletin FS-4AR-25 Financial Reporting Requirements for ALL ACCREDITED REINSURERS](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4AR_25.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CT_INS_C_4. Check the current official text before relying on it. Not legal advice.