# CT Insurance Bulletin CL-3: Motor Vehicle Physical Damage Appraisals

> Connecticut · Agency guidance · In force

URL: https://www.frixlaw.com/law-library/statutes/CT_INS_CL_3

## Section

- **Citation:** CT Insurance Bulletin CL-3
- **Heading:** Motor Vehicle Physical Damage Appraisals
- **Jurisdiction:** Connecticut
- **Kind:** Agency guidance
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Connecticut Insurance Department Bulletins / Motor Vehicle Physical Damage Appraisals

## Text

Bulletin CL-3
TO:
ALL COMPANIES LICENSED IN THE STATE OF CONNECTICUT TO WRITE AUTOMOBILE LIABILITY AND AUTOMOBILE PHYSICAL DAMAGE INSURANCE
RE:
MOTOR VEHICLE PHYSICAL DAMAGE APPRAISALS
July 23, 1997
It has come to the attention of the department that some appraisers are not leaving a copy of their appraisal with the repair shop after the vehicle has been looked at for the purpose of making an appraisal. Regulations of Connecticut State Agencies section 38a-790-4 states:
The appraiser shall leave a legible copy of his appraisal with the repair shop selected to make the repairs, which appraisal shall contain the name of the insurance company ordering it, if any, the insurance file number, the number of the appraiser’s license and the proper identification number of the vehicle being inspected. All unrelated or old damage should be clearly indicated on the appraisal.
(emphasis added)
The word
shall
in this regulation creates a mandatory requirement for the appraiser. The appraiser must, before leaving the repair shop leave a copy of his or her appraisal, including all required information, reflecting the appraisal of the damage at that point in time. The appraiser may not have completed his or her total appraisal of the damage but the copy will reflect his or her appraisal to that point. Failure to comply with this provision is a violation and will result in appropriate departmental action.

## Nearby sections

- [CT Insurance Bulletin C-3 Credit Life and Credit Accident and Health Insurance - Acceptable Premium Rates](https://www.frixlaw.com/law-library/statutes/CT_INS_C_3.md)
- [CT Insurance Bulletin C-4 Credit Life and Credit Accident and Health Insurance](https://www.frixlaw.com/law-library/statutes/CT_INS_C_4.md)
- [CT Insurance Bulletin CL-1-07 Loss of Use Payments Under Conn. Agencies Regs. Section 38a-334-1. ET SEQ](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_1_07.md)
- [CT Insurance Bulletin CL-3 Motor Vehicle Physical Damage Appraisals](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_3.md)
- [CT Insurance Bulletin CL-4 Public Act 03-55, an Act Requiring Notice to Personal Risk Policyholders Regarding Services Provided by the Connecticut Insurance Department](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_4.md)
- [CT Insurance Bulletin CL-5 Arbitration under C.G.S. §38a-9 and Conn. Agencies Reg. §38a-10-1 ET SEQ](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_5.md)
- [CT Insurance Bulletin CL-6 Rescission of Connecticut Insurance Department BULLETIN CL-2](https://www.frixlaw.com/law-library/statutes/CT_INS_CL_6.md)
- [CT Insurance Bulletin FS-2 Custody of Securities](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_2.md)
- [CT Insurance Bulletin FS-4-23 Annual Statement Click here for Checklists](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4_23.md)
- [CT Insurance Bulletin FS-4-24 Annual Statement Click here for Checklists](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4_24.md)
- [CT Insurance Bulletin FS-4-25 Annual Statement Click here for Checklists](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4_25.md)
- [CT Insurance Bulletin FS-4AR-23 Financial Reporting Requirements for ALL ACCREDITED REINSURERS](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4AR_23.md)
- [CT Insurance Bulletin FS-4AR-24 Financial Reporting Requirements for ALL ACCREDITED REINSURERS](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4AR_24.md)
- [CT Insurance Bulletin FS-4AR-25 Financial Reporting Requirements for ALL ACCREDITED REINSURERS](https://www.frixlaw.com/law-library/statutes/CT_INS_FS_4AR_25.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CT_INS_CL_3. Check the current official text before relying on it. Not legal advice.