# 7 C.F.R. § 1980.414 (2026): Fees and charges by lender and others

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_414

## Section

- **Citation:** 7 C.F.R. § 1980.414 (2026)
- **Heading:** Fees and charges by lender and others
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 7 CFR: Agriculture / Chapter XVIII: RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE SERVICE, AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE / Part 1980: GENERAL / Subpart E: Business and Industrial Loan Program / § 1980.414: § 1980.414   Fees and charges by lender and others.

## Text

[See Subpart A, § 1980.22]
(a) All fees and charges must be specifically documented and justified on the Form RD 449-1 or on an addendum to the application at the time the loan request is submitted to Rural Development for processing. Allowable fees will be those reasonably and customarily charged borrowers in similar circumstances in the ordinary course of business and are subject to Rural Development review and approval.
(b) Packaging fees include services rendered by the lender or others in connection with preparation of the application and seeing the project through to final decision. These services may or may not be performed by an investment banker. If an investment banker provides needed assistance in addition to the packaging of the loan, additional charges may be added to the packaging fee. The maximum allowable packaging fees are 2 percent of the total principal amount of the loan up to $1 million and on all amounts over $1 million, an additional one-fourth percent up to total maximum fee of $50,000. Packaging fees, investment banker fees and other fees and charges not specifically provided for in this section are permitted subject to Rural Development review and approval. Loan proceeds may be used to pay fees as specifically authorized under §§ 1980.411(a)(12) and (13). Packaging fees, investment banker fees, and any other fees or charges shall not be paid from loan proceeds.
[52 FR 6501, Mar. 4, 1987, as amended at 53 FR 45258, Nov. 9, 1988]

## Nearby sections

- [7 C.F.R. § 1980.401 (2026) § 1980.401   Introduction.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_401.md)
- [7 C.F.R. § 1980.402 (2026) § 1980.402   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_402.md)
- [7 C.F.R. § 1980.403 (2026) § 1980.403   Citizenship of borrowers.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_403.md)
- [7 C.F.R. § 1980.405 (2026) § 1980.405   Rural areas.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_405.md)
- [7 C.F.R. § 1980.411 (2026) § 1980.411   Loan purposes.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_411.md)
- [7 C.F.R. § 1980.412 (2026) § 1980.412   Ineligible loan purposes.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_412.md)
- [7 C.F.R. § 1980.413 (2026) § 1980.413   Transactions which will not be guaranteed.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_413.md)
- [7 C.F.R. § 1980.414 (2026) § 1980.414   Fees and charges by lender and others.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_414.md)
- [7 C.F.R. § 1980.419 (2026) § 1980.419   Eligible lenders.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_419.md)
- [7 C.F.R. § 1980.420 (2026) § 1980.420   Loan guarantee limits.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_420.md)
- [7 C.F.R. § 1980.423 (2026) § 1980.423   Interest rates.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_423.md)
- [7 C.F.R. § 1980.424 (2026) § 1980.424   Term of loan repayment.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_424.md)
- [7 C.F.R. § 1980.425 (2026) § 1980.425   Availability of credit from other sources.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_425.md)
- [7 C.F.R. § 1980.432 (2026) § 1980.432   Environmental review requirements.](https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_432.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T7_P1980_S1980_414. Check the current official text before relying on it. Not legal advice.