# 5 C.F.R. § 842.606 (2026): Election of a self-only annuity or a one-half reduced annuity by married employees and Members

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_606

## Section

- **Citation:** 5 C.F.R. § 842.606 (2026)
- **Heading:** Election of a self-only annuity or a one-half reduced annuity by married employees and Members
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 5 CFR: Administrative Personnel / Chapter I: OFFICE OF PERSONNEL MANAGEMENT / Part 842: FEDERAL EMPLOYEES RETIREMENT SYSTEM—BASIC ANNUITY / Subpart F: Survivor Elections / § 842.606: § 842.606   Election of a self-only annuity or a one-half reduced annuity by married employees and Members.

## Text

(a) A married employee may not elect a self-only annuity or a one-half reduced annuity to provide a current spouse annuity without the consent of the current spouse or a waiver of spousal consent by OPM in accordance with § 842.607.
(b) Evidence of spousal consent or a request for waiver of spousal consent must be filed on a form prescribed by OPM.
(c) The spousal consent form will require that a notary public or other official authorized to administer oaths certify that the current spouse presented identification, gave consent, signed or marked the form, and acknowledged that the consent was given freely in the notary's or official's presence.
(d) The form described in paragraph (c) of this section may be executed before a notary public, an official authorized by the law of the jurisdiction where executed to administer oaths, or an OPM employee designated for that purpose by the Associate Director.
(e) A request for waiver of the spousal consent requirement must be by letter and fully state the basis for the request.
(f) The amount of the reduction in the retiree's annuity for a one-half reduced annuity to provide a current spouse annuity is 5 percent of the retiree's annuity.
[52 FR 2061, Jan. 16, 1987, as amended at 57 FR 54679, Nov. 20, 1992]

## Nearby sections

- [5 C.F.R. § 842.601 (2026) § 842.601   Purpose.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_601.md)
- [5 C.F.R. § 842.602 (2026) § 842.602   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_602.md)
- [5 C.F.R. § 842.603 (2026) § 842.603   Election at time of retirement of a fully reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_603.md)
- [5 C.F.R. § 842.604 (2026) § 842.604   Election at time of retirement of a fully reduced annuity or a one-half reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_604.md)
- [5 C.F.R. § 842.605 (2026) § 842.605   Election of insurable interest rate.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_605.md)
- [5 C.F.R. § 842.606 (2026) § 842.606   Election of a self-only annuity or a one-half reduced annuity by married employees and Members.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_606.md)
- [5 C.F.R. § 842.607 (2026) § 842.607   Waiver of spousal consent requirement.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_607.md)
- [5 C.F.R. § 842.608 (2026) § 842.608   Changes of election before final adjudication.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_608.md)
- [5 C.F.R. § 842.610 (2026) § 842.610   Changes of election after final adjudication.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_610.md)
- [5 C.F.R. § 842.611 (2026) § 842.611   Post-retirement election of a fully reduced annuity or one-half reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_611.md)
- [5 C.F.R. § 842.612 (2026) § 842.612   Post-retirement election of a fully reduced annuity or one-half reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_612.md)
- [5 C.F.R. § 842.613 (2026) § 842.613   Division of a survivor annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_613.md)
- [5 C.F.R. § 842.614 (2026) § 842.614   Computation of partial annuity reduction.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_614.md)
- [5 C.F.R. § 842.615 (2026) § 842.615   Deposits required.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_615.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_606. Check the current official text before relying on it. Not legal advice.