# 5 C.F.R. § 842.603 (2026): Election at time of retirement of a fully reduced annuity to provide a current spouse annuity

> Federal · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_603

## Section

- **Citation:** 5 C.F.R. § 842.603 (2026)
- **Heading:** Election at time of retirement of a fully reduced annuity to provide a current spouse annuity
- **Jurisdiction:** Federal
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Title 5 CFR: Administrative Personnel / Chapter I: OFFICE OF PERSONNEL MANAGEMENT / Part 842: FEDERAL EMPLOYEES RETIREMENT SYSTEM—BASIC ANNUITY / Subpart F: Survivor Elections / § 842.603: § 842.603   Election at time of retirement of a fully reduced annuity to provide a current spouse annuity.

## Text

(a) A married employee or Member retiring under FERS will receive a fully reduced annuity to provide a current spouse annuity unless—
(1) The employee or Member, with the consent of the current spouse, elects a self-only annuity, a one-half reduced annuity to provide a current spouse annuity, or a fully reduced annuity or a one-half reduced annuity to provide a former spouse annuity, in accordance with § 842.604 or § 842.606; or
(2) The employee or Member elects a self-only annuity or a fully reduced annuity or a one-half reduced annuity to provide a former spouse annuity, and current spousal consent is waived in accordance with § 842.607.
(b) Qualifying court orders that award former spouse annuities prevent payment of current spouse annuities to the extent necessary to comply with the court order and § 842.613.
(c) The amount of the reduction to provide a current spouse annuity under this section is 10 percent of the retiree's annuity.
[52 FR 2061, Jan. 16, 1987, as amended at 57 FR 54678, Nov. 20, 1992]

## Nearby sections

- [5 C.F.R. § 842.601 (2026) § 842.601   Purpose.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_601.md)
- [5 C.F.R. § 842.602 (2026) § 842.602   Definitions.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_602.md)
- [5 C.F.R. § 842.603 (2026) § 842.603   Election at time of retirement of a fully reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_603.md)
- [5 C.F.R. § 842.604 (2026) § 842.604   Election at time of retirement of a fully reduced annuity or a one-half reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_604.md)
- [5 C.F.R. § 842.605 (2026) § 842.605   Election of insurable interest rate.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_605.md)
- [5 C.F.R. § 842.606 (2026) § 842.606   Election of a self-only annuity or a one-half reduced annuity by married employees and Members.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_606.md)
- [5 C.F.R. § 842.607 (2026) § 842.607   Waiver of spousal consent requirement.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_607.md)
- [5 C.F.R. § 842.608 (2026) § 842.608   Changes of election before final adjudication.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_608.md)
- [5 C.F.R. § 842.610 (2026) § 842.610   Changes of election after final adjudication.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_610.md)
- [5 C.F.R. § 842.611 (2026) § 842.611   Post-retirement election of a fully reduced annuity or one-half reduced annuity to provide a former spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_611.md)
- [5 C.F.R. § 842.612 (2026) § 842.612   Post-retirement election of a fully reduced annuity or one-half reduced annuity to provide a current spouse annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_612.md)
- [5 C.F.R. § 842.613 (2026) § 842.613   Division of a survivor annuity.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_613.md)
- [5 C.F.R. § 842.614 (2026) § 842.614   Computation of partial annuity reduction.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_614.md)
- [5 C.F.R. § 842.615 (2026) § 842.615   Deposits required.](https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_615.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/CFR_T5_P842_S842_603. Check the current official text before relying on it. Not legal advice.